Semi-detached house, Urbanização Serra e Mar, Ferragudo, Lagoa (Algarve)
Lagoa/Carvoeiro · Central Algarve ·
€790,000
Asking Price (EUR)
6.7%
True Net Yield (Owner, all-in)
4.7%
True Net Yield (Managed, all-in)
10.4%
True Gross Yield
66%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 0.9 months ago and is currently at 7% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.72, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€927,935
+17.5% over asking
| Asking price | €790,000 |
| IMT — Property transfer tax (investment schedule) | €47,400 |
| IS — Stamp duty (0.8%) | €6,320 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €11,850 |
| Total acquisition costs | €66,820 |
| Renovation (est. €55/m² × 513 m²) Light touch-ups — paint, fixtures, deep clean. | €28,215 (€15,390–€41,040) |
| Furnishing & STR launch (5bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €42,900 |
| All-in investment (incl. renovation & furnishing) | €927,935 |
Gross yield (asking price)
12.2%
True gross yield (all-in)
10.4%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Villa V5+1, with river views, for Sale, located in Ferragudo, in the Serra e Mar Urbanization: a quiet residential area with easy access to the village center, beaches and Portimão. It has 513m2 of gross construction area and is composed of 3 floors: • Basement (190m2) intended for a garage for 6 cars, bathroom and sto
Location
📍 37.1296°N, 8.5192°W
· Lagoa/Carvoeiro, Algarve, Portugal