Detached house in Rua das Rolas, Montinhos da Luz, Luz
Lagos · Western Algarve ·
€755,000
Asking Price (EUR)
6.5%
True Net Yield (Owner, all-in)
4.5%
True Net Yield (Managed, all-in)
10.0%
True Gross Yield
52%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 0.9 months ago and is currently at 7% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.72, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€872,880
+15.6% over asking
| Asking price | €755,000 |
| IMT — Property transfer tax (investment schedule) | €45,300 |
| IS — Stamp duty (0.8%) | €6,040 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €11,325 |
| Total acquisition costs | €63,915 |
| Renovation (est. €55/m² × 253 m²) Light touch-ups — paint, fixtures, deep clean. | €13,915 (€7,590–€20,240) |
| Furnishing & STR launch (4bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €40,050 |
| All-in investment (incl. renovation & furnishing) | €872,880 |
Gross yield (asking price)
11.6%
True gross yield (all-in)
10.0%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Space, contact with nature and plenty of light are provided by this house thanks to the large 1,000 m2 plot on which it is built and the fact that most of its rooms face south. The house is in excellent condition and one of its features is the invitation to enjoy the swimming pool and the large garden areas, which als
Location
📍 37.0890°N, 8.7458°W
· Lagos, Algarve, Portugal