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Detached house in Chinicato - Sargaçal, Lagos
Detached house in Chinicato - Sargaçal, Lagos — image 2Detached house in Chinicato - Sargaçal, Lagos — image 3Detached house in Chinicato - Sargaçal, Lagos — image 4Detached house in Chinicato - Sargaçal, Lagos — image 5
Grade A+villamid-range

Detached house in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€695,000

Asking Price (EUR)

11.3%

True Net Yield (Owner, all-in)

8.1%

True Net Yield (Managed, all-in)

13.5%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €109,138/yr
Average Daily Rate: €698
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 11.7 years
5-yr Capital Value: €805,695
10-yr Capital Value: €934,022
Brixfox Score: 86.2 / 100
Comparable Properties: 20
Data Confidence: 77%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€806,360

+16.0% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 225 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,375
(€6,750–€18,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€806,360

Gross yield (asking price)

15.7%

True gross yield (all-in)

13.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 225 m²
Land: 616 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor kitchen with BBQtiled swimming pooltraditional Portuguese roof tilesbuilt-in living room shelving

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
11.65
Rental Demand
4.28
Payback Speed
5
STR Suitability
4

Description

Key Features: - Private pool surrounded by leisure areas, perfect for relaxing or hosting friends and family. - Barbecue area, ideal for enjoying outdoor meals. - Land with fruit trees, offering a cozy and natural atmosphere. - South-facing orientation, ensuring plenty of natural light throughout the property. - 4 bedr

Location

📍 37.1311°N, 8.6690°W

· Lagos, Algarve, Portugal

View this property on ten Hoopen Realty →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
ten Hoopen Realty
4-bedroom freehold villa in Lagos — photo 2 of 5
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4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-1142 Source verified · ten Hoopen Realty · listed 3 Jun 2026
Asking price · Freehold
$755,435
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
225 m²
Land
616 m²
True net yield
8.5%
≈ $9,849/mo net after costs & tax
5-yr total return (net + appreciation)
15.3% / yr avg
Payback in ~12 yrs from rent
Brixfox Score 86 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: good

Description

Key Features: - Private pool surrounded by leisure areas, perfect for relaxing or hosting friends and family. - Barbecue area, ideal for enjoying outdoor meals. - Land with fruit trees, offering a cozy and natural atmosphere. - South-facing orientation, ensuring plenty of natural light throughout the property. - 4 bedr

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$982/night
50% ($452)Brixfox estimate($982/night)200% ($1807)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Indicative
Yearly income
$73,927
Likely range $44,357 – $103,498
Airbnb data$982/night · 43% occupancy
Rental income
$982/night · 43% occ.
$142,167
Running costs (20%)
Utilities, cleaning, maintenance
-$28,433
Income tax (10%)
Indonesian rental income tax
-$39,807
Property tax
Annual property tax
-$0
Net income
9.8% ROI
$73,927

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
13.8%
12.3%
Fully-managed
10.0%
8.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

16.6%

Annual Revenue

$142,167

Income Tax / yr

$12,439

Payback

12 yrs

True All-In Cost
Asking price$755,435
IMT — transfer tax (non-resident 7.5%)$56,658
Stamp duty (0.8%)$6,043
Notary + registry$2,174
Legal$9,292
Furnishing + STR launch$27,174
All-in cost$856,776

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.3M$4.7M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$361K
Total Position
$1.2M
+74%
11.7%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$780K
Total Position
$1.8M
+160%
10.0%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.8M
Total Position
$3.4M
+382%
8.2%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$3.2M
Total Position
$5.5M
+690%
7.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.8% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$904 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
616 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.8% — outperforms most villas in this market
Premium nightly rate of $904 — positioned in the top tier
Generous 616 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
10.0%
$6,274/mo
40% occ.
13.3%
$8,365/mo
43% occ.
14.2%
$8,957/mo
current
53% occ.
17.5%
$11,048/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.