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Detached house in Rua da Universidade, Nn, Gambelas, Montenegro
Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 2Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 3Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 4Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 5
Grade Avillamid-range

Detached house in Rua da Universidade, Nn, Gambelas, Montenegro

Faro · Eastern Algarve ·

€760,000

Asking Price (EUR)

8.5%

True Net Yield (Owner, all-in)

6.1%

True Net Yield (Managed, all-in)

10.5%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €92,820/yr
Average Daily Rate: €735
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 15.7 years
5-yr Capital Value: €881,048
10-yr Capital Value: €1.0M
Brixfox Score: 75.7 / 100
Comparable Properties: 8
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€885,160

+16.5% over asking

Asking price€760,000
IMT — Property transfer tax (investment schedule)€45,600
IS — Stamp duty (0.8%)€6,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,400
Total acquisition costs€64,330
Renovation (est. €55/m² × 326 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,930
(€9,780–€26,080)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€885,160

Gross yield (asking price)

12.2%

True gross yield (all-in)

10.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 326 m²
Land: 440 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconywhite stucco exteriorterracotta roof tiles

Score Breakdown

ROI
21.78
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
8.84
Rental Demand
3.46
Payback Speed
4
STR Suitability
4

Description

T5 House in Gambelas, Faro with basement Large detached house, in a quiet residential area with good access, close to various services, 500 m from the University, 200 m from the Private Hospital, 3 km from the airport and 5 km from the beach. This property is located on a plot of land with 440 m2, has 326 m of constr

Location

📍 37.0444°N, 7.9682°W

· Faro, Algarve, Portugal

View this property on 360casas.pt →Listed via Idealista.pt
5-bedroom freehold villa in Faro — photo 1 of 5
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5-bedroom freehold villa in Faro — photo 2 of 5
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5-bedroom freehold villa in Faro — photo 5 of 5

Detached house in Rua da Universidade, Nn, Gambelas, Montenegro

Faro · Eastern Algarve · Ref BF-11446 Source verified · 360casas.pt · listed 2 Jun 2026
Asking price · Freehold
$826,087
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
2
Built area
326 m²
Land
440 m²
True net yield
6.4%
≈ $8,196/mo net after costs & tax
5-yr total return (net + appreciation)
11.4% / yr avg
Payback in ~16 yrs from rent
Brixfox Score 76 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

T5 House in Gambelas, Faro with basement Large detached house, in a quiet residential area with good access, close to various services, 500 m from the University, 200 m from the Private Hospital, 3 km from the airport and 5 km from the beach. This property is located on a plot of land with 440 m2, has 326 m of constr

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,034/night
50% ($476)Brixfox estimate($1,034/night)200% ($1902)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Indicative
Yearly income
$62,874
Likely range $37,725 – $88,024
Airbnb data$1,034/night · 35% occupancy
Rental income
$1,034/night · 35% occ.
$120,912
Running costs (20%)
Utilities, cleaning, maintenance
-$24,182
Income tax (10%)
Indonesian rental income tax
-$33,855
Property tax
Annual property tax
-$0
Net income
7.6% ROI
$62,874

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

6.4%

on all-in cost of $934,161

Scenario
Pre-tax
After-tax
Owner-managed
10.5%
9.4%
Fully-managed
7.5%
6.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.9%

Annual Revenue

$120,912

Income Tax / yr

$10,579

Payback

16 yrs

True All-In Cost
Asking price$826,087
IMT — transfer tax (non-resident 7.5%)$61,957
Stamp duty (0.8%)$6,609
Notary + registry$2,174
Legal$10,161
Furnishing + STR launch$27,174
All-in cost$934,161

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$6.0M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $760K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$925K
+22%
Rental Income
+$307K
Total Position
$1.2M
+62%
10.1%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$663K
Total Position
$1.8M
+135%
8.9%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.6M
Total Position
$3.2M
+324%
7.5%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$2.8M
Total Position
$5.2M
+586%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.6% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$951 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
440 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $951 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.6%
$6,603/mo
40% occ.
12.8%
$8,804/mo
35% occ.
11.1%
$7,617/mo
current
45% occ.
14.3%
$9,818/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.