Launch offer — 3 months free free, no card

Terraced house in Moontinhos do Burgau, Burgau, Luz
Terraced house in Moontinhos do Burgau, Burgau, Luz — image 2Terraced house in Moontinhos do Burgau, Burgau, Luz — image 3Terraced house in Moontinhos do Burgau, Burgau, Luz — image 4Terraced house in Moontinhos do Burgau, Burgau, Luz — image 5
Grade B+villamid-range

Terraced house in Moontinhos do Burgau, Burgau, Luz

Lagos · Western Algarve ·

€495,000

Asking Price (EUR)

9.9%

True Net Yield (Owner, all-in)

7.0%

True Net Yield (Managed, all-in)

12.3%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,537/yr
Average Daily Rate: €332
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 13.8 years
5-yr Capital Value: €573,841
10-yr Capital Value: €665,239
Brixfox Score: 74.6 / 100
Comparable Properties: 16
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€579,805

+17.1% over asking

Asking price€495,000
IMT — Property transfer tax (investment schedule)€27,430
IS — Stamp duty (0.8%)€3,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,425
Total acquisition costs€40,065
Renovation (est. €55/m² × 228 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,540
(€6,840–€18,240)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€579,805

Gross yield (asking price)

14.4%

True gross yield (all-in)

12.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 228 m²
Land: 164 m²
Style: portuguese-traditional
Condition: good
Year Built: 2004
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue and white exteriorwooden pergolaterracotta tile accentslarge private terrace

Score Breakdown

ROI
23.54
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
3.58
Rental Demand
5.91
Payback Speed
5
STR Suitability
4

Description

We are delighted to present this fantastic semi-detached 3-bedroom villa in Burgau, located in a quiet and friendly residential area just a 10-minute walk from the beach. Bright, spacious and welcoming, this home is perfect for living or investing in the beautiful Algarve. On the ground floor, there is a large and com

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

View this property on Lagos Algarve Real Estate →Listed via Idealista.pt
3-bedroom freehold villa in Lagos — photo 1 of 5
Lagos Algarve Real Estate
3-bedroom freehold villa in Lagos — photo 2 of 5
3-bedroom freehold villa in Lagos — photo 3 of 5
3-bedroom freehold villa in Lagos — photo 4 of 5
3-bedroom freehold villa in Lagos — photo 5 of 5

Terraced house in Moontinhos do Burgau, Burgau, Luz

Lagos · Western Algarve · Ref BF-1179 Source verified · Lagos Algarve Real Estate · listed 2 Jun 2026
Asking price · Freehold
$538,043
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
228 m²
Land
164 m²
True net yield
7.3%
≈ $6,261/mo net after costs & tax
5-yr total return (net + appreciation)
14.5% / yr avg
Payback in ~14 yrs from rent
Brixfox Score 75 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2004
Energy: A
Condition: good

Description

We are delighted to present this fantastic semi-detached 3-bedroom villa in Burgau, located in a quiet and friendly residential area just a 10-minute walk from the beach. Bright, spacious and welcoming, this home is perfect for living or investing in the beautiful Algarve. On the ground floor, there is a large and com

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$467/night
50% ($215)Brixfox estimate($467/night)200% ($859)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$48,436
Likely range $29,062 – $67,810
Airbnb data$467/night · 59% occupancy
Rental income
$467/night · 59% occ.
$93,146
Running costs (20%)
Utilities, cleaning, maintenance
-$18,629
Income tax (10%)
Indonesian rental income tax
-$26,081
Property tax
Annual property tax
-$0
Net income
9.0% ROI
$48,436

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

7.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
12.1%
10.8%
Fully-managed
8.6%
7.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.1%

Annual Revenue

$93,146

Income Tax / yr

$8,150

Payback

14 yrs

True All-In Cost
Asking price$538,043
IMT — transfer tax (non-resident 7.5%)$40,353
Stamp duty (0.8%)$4,304
Notary + registry$2,174
Legal$6,618
Furnishing + STR launch$27,174
All-in cost$618,667

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.3M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $495K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$602K
+22%
Rental Income
+$237K
Total Position
$839K
+69%
11.1%/yr
Year 10
Capital Value
$733K
+48%
Rental Income
+$511K
Total Position
$1.2M
+151%
9.6%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.2M
Total Position
$2.3M
+361%
7.9%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.1M
Total Position
$3.7M
+653%
7.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.0% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$429 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
164 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.0% — outperforms most villas in this market
Premium nightly rate of $429 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
8.7%
$3,881/mo
49% occ.
10.9%
$4,875/mo
59% occ.
13.1%
$5,868/mo
current
69% occ.
15.3%
$6,862/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.