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Detached house in Urb. Monte São Pedro, Praia da Luz, Luz
Detached house in Urb. Monte São Pedro, Praia da Luz, Luz — image 2Detached house in Urb. Monte São Pedro, Praia da Luz, Luz — image 3Detached house in Urb. Monte São Pedro, Praia da Luz, Luz — image 4Detached house in Urb. Monte São Pedro, Praia da Luz, Luz — image 5
Grade B+villamid-range

Detached house in Urb. Monte São Pedro, Praia da Luz, Luz

Lagos · Western Algarve ·

€475,000

Asking Price (EUR)

6.9%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

9.1%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,294/yr
Average Daily Rate: €226
Payback Period: 21.5 years
5-yr Capital Value: €550,655
10-yr Capital Value: €638,360
Brixfox Score: 70.2 / 100
Comparable Properties: 37
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€544,530

+14.6% over asking

Asking price€475,000
IMT — Property transfer tax (investment schedule)€25,830
IS — Stamp duty (0.8%)€3,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,125
Total acquisition costs€38,005
Renovation (est. €55/m² × 85 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,675
(€2,550–€6,800)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€544,530

Gross yield (asking price)

10.4%

True gross yield (all-in)

9.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 85 m²
Land: 180 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terraceshade sailsoutdoor dining arealounge seating

Score Breakdown

ROI
16.95
Visual Appeal
11.4
Ownership Security
13
Location
10.2
Land & Space
5.7
Rental Demand
5.98
Payback Speed
3
STR Suitability
4

Description

This charming single-story 2+1 bedroom house, located in a quiet area of Praia da Luz, offers a cozy, functional environment surrounded by nature. With a practical layout and several outdoor spaces, it is perfect as a permanent residence, holiday home, or for rental income. Layout and features: - Entrance hall - Brigh

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

Listed by Bravo Homes Algarve via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
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2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Urb. Monte São Pedro, Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-1195 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$516,304
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
85 m²
Land
180 m²
True net yield
4.7%
≈ $4,076/mo net after costs & tax
5-yr total return (net + appreciation)
12.0% / yr avg
Payback in ~22 yrs from rent
Brixfox Score 70 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

This charming single-story 2+1 bedroom house, located in a quiet area of Praia da Luz, offers a cozy, functional environment surrounded by nature. With a practical layout and several outdoor spaces, it is perfect as a permanent residence, holiday home, or for rental income. Layout and features: - Entrance hall - Brigh

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$318/night
50% ($146)Brixfox estimate($318/night)200% ($584)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Indicative
Yearly income
$33,365
Likely range $20,018 – $46,711
Airbnb data$318/night · 60% occupancy
Rental income
$318/night · 60% occ.
$64,163
Running costs (20%)
Utilities, cleaning, maintenance
-$12,833
Income tax (10%)
Indonesian rental income tax
-$17,966
Property tax
Annual property tax
-$0
Net income
6.5% ROI
$33,365

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.2%
7.3%
Fully-managed
5.6%
4.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.8%

Annual Revenue

$64,163

Income Tax / yr

$5,614

Payback

22 yrs

True All-In Cost
Asking price$516,304
IMT — transfer tax (non-resident 7.5%)$38,723
Stamp duty (0.8%)$4,130
Notary + registry$2,174
Legal$6,351
Furnishing + STR launch$27,174
All-in cost$594,857

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.5M$2.6M$1.7M$863K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $475K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$578K
+22%
Rental Income
+$163K
Total Position
$741K
+56%
9.3%/yr
Year 10
Capital Value
$703K
+48%
Rental Income
+$352K
Total Position
$1.1M
+122%
8.3%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$825K
Total Position
$1.9M
+293%
7.1%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.5M
Total Position
$3.0M
+532%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$292 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
180 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $292 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
6.3%
$2,690/mo
50% occ.
7.8%
$3,366/mo
60% occ.
9.4%
$4,042/mo
current
70% occ.
11.0%
$4,718/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.