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Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão
Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão — image 2Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão — image 3Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão — image 4Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão — image 5
Grade B+villamid-range

Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão

Olhão · Eastern Algarve ·

€515,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

8.3%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,544/yr
Average Daily Rate: €254
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 23.3 years
5-yr Capital Value: €597,026
10-yr Capital Value: €692,117
Brixfox Score: 67.5 / 100
Comparable Properties: 20
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€599,115

+16.3% over asking

Asking price€515,000
IMT — Property transfer tax (investment schedule)€29,030
IS — Stamp duty (0.8%)€4,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,725
Total acquisition costs€42,125
Renovation (est. €55/m² × 178 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,790
(€5,340–€14,240)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€599,115

Gross yield (asking price)

9.6%

True gross yield (all-in)

8.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 178 m²
Land: 308 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-clad-wallbalcony-with-iron-railingoutdoor-dining-area

Score Breakdown

ROI
15.87
Visual Appeal
11.2
Ownership Security
13
Location
7.8
Land & Space
7.24
Rental Demand
5.34
Payback Speed
3
STR Suitability
4

Description

Fantastic 3-bedroom villa, located in the quiet village of Pechão, with excellent access and just a 5-minute drive from Olhão and 10 minutes from Faro. The villa is set in a plot of land with 308m2 and has a gross area of 178m2, divided into: - Basement on the ground floor with garage space and toilet; - Ground floor

Location

📍 37.0405°N, 7.8507°W

· Olhão, Algarve, Portugal

View this property on Montra Digital →Listed via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Montra Digital
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

Detached house in Rua Humberto Fernandes, 4, Pechão, Olhão

Olhão · Eastern Algarve · Ref BF-13041 Source verified · Montra Digital · listed 2 Jun 2026
Asking price · Freehold
$559,783
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
178 m²
Land
308 m²
True net yield
4.3%
≈ $4,078/mo net after costs & tax
5-yr total return (net + appreciation)
9.7% / yr avg
Payback in ~23 yrs from rent
Brixfox Score 68 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: good

Description

Fantastic 3-bedroom villa, located in the quiet village of Pechão, with excellent access and just a 5-minute drive from Olhão and 10 minutes from Faro. The villa is set in a plot of land with 308m2 and has a gross area of 178m2, divided into: - Basement on the ground floor with garage space and toilet; - Ground floor

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$358/night
50% ($165)Brixfox estimate($358/night)200% ($658)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$33,560
Likely range $20,136 – $46,984
Airbnb data$358/night · 53% occupancy
Rental income
$358/night · 53% occ.
$64,538
Running costs (20%)
Utilities, cleaning, maintenance
-$12,908
Income tax (10%)
Indonesian rental income tax
-$18,071
Property tax
Annual property tax
-$0
Net income
6.0% ROI
$33,560

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

4.3%

on all-in cost of $642,478

Scenario
Pre-tax
After-tax
Owner-managed
7.6%
6.7%
Fully-managed
5.2%
4.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.1%

Annual Revenue

$64,538

Income Tax / yr

$5,647

Payback

23 yrs

True All-In Cost
Asking price$559,783
IMT — transfer tax (non-resident 7.5%)$41,984
Stamp duty (0.8%)$4,478
Notary + registry$2,174
Legal$6,886
Furnishing + STR launch$27,174
All-in cost$642,478

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.6M$2.7M$1.8M$903K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $515K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$627K
+22%
Rental Income
+$164K
Total Position
$790K
+53%
8.9%/yr
Year 10
Capital Value
$762K
+48%
Rental Income
+$354K
Total Position
$1.1M
+117%
8.0%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$830K
Total Position
$2.0M
+280%
6.9%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.5M
Total Position
$3.1M
+510%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$329 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
308 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $329 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
5.5%
$2,543/mo
43% occ.
7.1%
$3,305/mo
53% occ.
8.7%
$4,066/mo
current
63% occ.
10.3%
$4,827/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.