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Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho
Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho — image 2Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho — image 3Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho — image 4Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho — image 5
Grade Bvillamid-range

Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho

Olhão · Eastern Algarve ·

€550,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,892/yr
Average Daily Rate: €146
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 36.5 years
5-yr Capital Value: €637,601
10-yr Capital Value: €739,154
Brixfox Score: 60.7 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€627,930

+14.2% over asking

Asking price€550,000
IMT — Property transfer tax (investment schedule)€31,830
IS — Stamp duty (0.8%)€4,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,250
Total acquisition costs€45,730
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€627,930

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 118 m²
Land: 106 m²
Style: modern
Condition: new-build
Year Built: 2026
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wooden ceiling beamswood-paneled accent walllarge open-air space

Score Breakdown

ROI
10.59
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
2.89
Rental Demand
7.26
Payback Speed
1
STR Suitability
4

Description

Choosing the right home starts with choosing the right place to live. In Fuseta, life is defined by authenticity, light and a close connection to nature. In Fuseta, life moves at a different pace more local, more relaxed, and still deeply connected to the sea. Set in a quiet, residential neighborhood, this contempora

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

Listed by Lemon Tree Homes via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

Terraced house in Urbanização Bias do sul, 8700067, Moncarapacho

Olhão · Eastern Algarve · Ref BF-13171 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$597,826
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
118 m²
Land
106 m²
True net yield
2.7%
≈ $2,976/mo net after costs & tax
5-yr total return (net + appreciation)
8.1% / yr avg
Payback in ~37 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Choosing the right home starts with choosing the right place to live. In Fuseta, life is defined by authenticity, light and a close connection to nature. In Fuseta, life moves at a different pace more local, more relaxed, and still deeply connected to the sea. Set in a quiet, residential neighborhood, this contempora

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$205/night
50% ($94)Brixfox estimate($205/night)200% ($377)
Occupancy
73%
10%Brixfox estimate(73%)100%

Short-Term Rental

Indicative
Yearly income
$26,155
Likely range $15,692 – $36,616
Airbnb data$205/night · 73% occupancy
Rental income
$205/night · 73% occ.
$50,298
Running costs (20%)
Utilities, cleaning, maintenance
-$10,060
Income tax (10%)
Indonesian rental income tax
-$14,083
Property tax
Annual property tax
-$0
Net income
4.4% ROI
$26,155

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.2%
4.6%
Fully-managed
3.4%
2.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.3%

Annual Revenue

$50,298

Income Tax / yr

$4,401

Payback

37 yrs

True All-In Cost
Asking price$597,826
IMT — transfer tax (non-resident 7.5%)$44,837
Stamp duty (0.8%)$4,783
Notary + registry$2,174
Legal$7,353
Furnishing + STR launch$27,174
All-in cost$684,147

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.4M$2.5M$1.7M$842K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $550K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$669K
+22%
Rental Income
+$128K
Total Position
$797K
+45%
7.7%/yr
Year 10
Capital Value
$814K
+48%
Rental Income
+$276K
Total Position
$1.1M
+98%
7.1%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$647K
Total Position
$1.9M
+237%
6.3%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.1M
Total Position
$2.9M
+432%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Good
73% average occupancy
Nightly Rate
Good
$189 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
106 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

53% occ.
4.6%
$2,295/mo
63% occ.
5.5%
$2,732/mo
73% occ.
6.4%
$3,169/mo
current
83% occ.
7.2%
$3,605/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.