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Detached house in Centro, Quelfes
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Grade Bvillamid-range

Detached house in Centro, Quelfes

Olhão · Eastern Algarve ·

€595,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,100/yr
Average Daily Rate: €231
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 30.4 years
5-yr Capital Value: €689,768
10-yr Capital Value: €799,630
Brixfox Score: 61.3 / 100
Comparable Properties: 12
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€677,565

+13.9% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€677,565

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 200 m²
Land: 130 m²
Style: modern
Condition: excellent
Year Built: 2026
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated garagemodern facade

Score Breakdown

ROI
12.48
Visual Appeal
13
Ownership Security
13
Location
8.4
Land & Space
2.95
Rental Demand
5.48
Payback Speed
2
STR Suitability
4

Description

3-Bedroom Villa in Olhão We present this excellent 3-bedroom villa that combines comfort, functionality, and spaces ideal for enjoying family life. On the ground floor, upon entering the property, you will find a practical built-in wardrobe and a bathroom. The social area stands out with a modern fully equipped open-p

Location

📍 37.0464°N, 7.8246°W

· Olhão, Algarve, Portugal

View this property on Top Housers Real Estate Solutions →Listed via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Top Housers Real Estate Solutions
3-bedroom freehold villa in Olhão — photo 2 of 5
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3-bedroom freehold villa in Olhão — photo 5 of 5

Detached house in Centro, Quelfes

Olhão · Eastern Algarve · Ref BF-13264 Source verified · Top Housers Real Estate Solutions · listed 3 Jun 2026
Asking price · Freehold
$646,739
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
200 m²
Land
130 m²
True net yield
3.3%
≈ $3,684/mo net after costs & tax
5-yr total return (net + appreciation)
8.6% / yr avg
Payback in ~30 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2026
Energy: A+
Condition: excellent

Description

3-Bedroom Villa in Olhão We present this excellent 3-bedroom villa that combines comfort, functionality, and spaces ideal for enjoying family life. On the ground floor, upon entering the property, you will find a practical built-in wardrobe and a bathroom. The social area stands out with a modern fully equipped open-p

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$324/night
50% ($149)Brixfox estimate($324/night)200% ($597)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Indicative
Yearly income
$31,208
Likely range $18,725 – $43,691
Airbnb data$324/night · 55% occupancy
Rental income
$324/night · 55% occ.
$60,015
Running costs (20%)
Utilities, cleaning, maintenance
-$12,003
Income tax (10%)
Indonesian rental income tax
-$16,804
Property tax
Annual property tax
-$0
Net income
4.8% ROI
$31,208

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.0%
5.3%
Fully-managed
4.0%
3.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.1%

Annual Revenue

$60,015

Income Tax / yr

$5,251

Payback

30 yrs

True All-In Cost
Asking price$646,739
IMT — transfer tax (non-resident 7.5%)$48,505
Stamp duty (0.8%)$5,174
Notary + registry$2,174
Legal$7,955
Furnishing + STR launch$27,174
All-in cost$737,722

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.8M$2.8M$1.9M$948K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$152K
Total Position
$876K
+47%
8.1%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$329K
Total Position
$1.2M
+103%
7.4%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$771K
Total Position
$2.1M
+249%
6.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.4M
Total Position
$3.3M
+454%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$298 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
130 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $298 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
4.5%
$2,400/mo
45% occ.
5.7%
$3,091/mo
55% occ.
7.0%
$3,781/mo
current
65% occ.
8.3%
$4,472/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.