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Semi-detached house in Ferrel, Luz
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Grade Bvillamid-range

Semi-detached house in Ferrel, Luz

Lagos · Western Algarve ·

€349,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,124/yr
Average Daily Rate: €199
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 26.6 years
5-yr Capital Value: €404,587
10-yr Capital Value: €469,027
Brixfox Score: 62.2 / 100
Comparable Properties: 10
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€398,027

+14.0% over asking

Asking price€349,000
IMT — Property transfer tax (investment schedule)€15,750
IS — Stamp duty (0.8%)€2,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,235
Total acquisition costs€25,027
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,000
All-in investment (incl. renovation & furnishing)€398,027

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 105 m²
Style: contemporary
Condition: excellent
Year Built: 2009
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

thatched umbrellasblue and white striped sofaoutdoor dining area

Score Breakdown

ROI
14.16
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
4.1
Rental Demand
4.7
Payback Speed
2
STR Suitability
4

Description

Ref. M058-1 PRAIA DA LUZ - FERREL Semi-detached 1 bedroom villa in a luxury resort, fully furnished and elegantly decorated with a country touch in a quiet location. This villa consists of a living room and kitchen in open plan, which opens onto a wonderful private patio, perfect for enjoying nature and this idyllic

Location

📍 37.1108°N, 8.7309°W

· Lagos, Algarve, Portugal

View this property on Local Properties →Listed via Idealista.pt
1-bedroom freehold villa in Lagos — photo 1 of 5
Local Properties
1-bedroom freehold villa in Lagos — photo 2 of 5
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1-bedroom freehold villa in Lagos — photo 5 of 5

Semi-detached house in Ferrel, Luz

Lagos · Western Algarve · Ref BF-1711 Source verified · Local Properties · listed 3 Jun 2026
Asking price · Freehold
$379,348
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
105 m²
True net yield
3.8%
≈ $2,660/mo net after costs & tax
5-yr total return (net + appreciation)
11.6% / yr avg
Payback in ~27 yrs from rent
Brixfox Score 62 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2009
Energy: D
Condition: excellent

Description

Ref. M058-1 PRAIA DA LUZ - FERREL Semi-detached 1 bedroom villa in a luxury resort, fully furnished and elegantly decorated with a country touch in a quiet location. This villa consists of a living room and kitchen in open plan, which opens onto a wonderful private patio, perfect for enjoying nature and this idyllic

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$280/night
50% ($129)Brixfox estimate($280/night)200% ($514)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$23,100
Likely range $13,860 – $32,340
Airbnb data$280/night · 47% occupancy
Rental income
$280/night · 47% occ.
$44,423
Running costs (20%)
Utilities, cleaning, maintenance
-$8,885
Income tax (10%)
Indonesian rental income tax
-$12,438
Property tax
Annual property tax
-$0
Net income
6.1% ROI
$23,100

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.2%
6.3%
Fully-managed
4.6%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.0%

Annual Revenue

$44,423

Income Tax / yr

$3,887

Payback

27 yrs

True All-In Cost
Asking price$379,348
IMT — transfer tax (non-resident 7.5%)$28,451
Stamp duty (0.8%)$3,035
Notary + registry$2,174
Legal$4,666
Furnishing + STR launch$27,174
All-in cost$444,848

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.5M$1.8M$1.2M$616K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $349K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$425K
+22%
Rental Income
+$113K
Total Position
$537K
+54%
9.0%/yr
Year 10
Capital Value
$517K
+48%
Rental Income
+$244K
Total Position
$760K
+118%
8.1%/yr
Year 20
Capital Value
$765K
+119%
Rental Income
+$571K
Total Position
$1.3M
+283%
6.9%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.0M
Total Position
$2.1M
+514%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$257 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $257 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.6%
$1,786/mo
40% occ.
7.5%
$2,381/mo
47% occ.
8.9%
$2,799/mo
current
57% occ.
10.7%
$3,394/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.