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House in Chinicato - Sargaçal, Lagos
House in Chinicato - Sargaçal, Lagos — image 2House in Chinicato - Sargaçal, Lagos — image 3House in Chinicato - Sargaçal, Lagos — image 4House in Chinicato - Sargaçal, Lagos — image 5
Grade Bvillabudget

House in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€375,000

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,520/yr
Average Daily Rate: €159
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 32.7 years
5-yr Capital Value: €434,728
10-yr Capital Value: €503,969
Brixfox Score: 57.9 / 100
Comparable Properties: 14
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€781,555

+108.4% over asking

Asking price€375,000
IMT — Property transfer tax (investment schedule)€17,830
IS — Stamp duty (0.8%)€3,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,625
Total acquisition costs€27,705
Renovation (est. €900/m² × 400 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€360,000
(€280,000–€440,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€781,555

Gross yield (asking price)

8.4%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 400 m²
Land: 400 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.71
Visual Appeal
3.6
Ownership Security
13
Location
10.44
Land & Space
7.73
Rental Demand
5.42
Payback Speed
2
STR Suitability
4

Description

House for renovation. Located in the parish of Bensafrim, in the picturesque town of Colégio, this villa is a diamond in the rough, looking for a new family to polish it and transform it into a house with all the comfort we demand today. It has a duly licensed borehole and connection to the power grid. With several

Location

📍 37.1311°N, 8.6690°W

· Lagos, Algarve, Portugal

View this property on Zonas Mágicas →Listed via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
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2-bedroom freehold villa in Lagos — photo 2 of 5
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2-bedroom freehold villa in Lagos — photo 5 of 5

House in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-1809 Source verified · Zonas Mágicas · listed 3 Jun 2026
Asking price · Freehold
$407,609
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
400 m²
Land
400 m²
True net yield
3.1%
≈ $2,394/mo net after costs & tax
5-yr total return (net + appreciation)
10.8% / yr avg
Payback in ~33 yrs from rent
Brixfox Score 58 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: Not indicated
Condition: needs-renovation

Description

House for renovation. Located in the parish of Bensafrim, in the picturesque town of Colégio, this villa is a diamond in the rough, looking for a new family to polish it and transform it into a house with all the comfort we demand today. It has a duly licensed borehole and connection to the power grid. With several

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$225/night
50% ($103)Brixfox estimate($225/night)200% ($413)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Indicative
Yearly income
$21,392
Likely range $12,836 – $29,949
Airbnb data$225/night · 54% occupancy
Rental income
$225/night · 54% occ.
$41,139
Running costs (20%)
Utilities, cleaning, maintenance
-$8,228
Income tax (10%)
Indonesian rental income tax
-$11,519
Property tax
Annual property tax
-$0
Net income
5.2% ROI
$21,392

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.0%
5.3%
Fully-managed
3.8%
3.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.7%

Annual Revenue

$41,139

Income Tax / yr

$3,600

Payback

33 yrs

True All-In Cost
Asking price$407,609
IMT — transfer tax (non-resident 7.5%)$30,571
Stamp duty (0.8%)$3,261
Notary + registry$2,174
Legal$5,014
Furnishing + STR launch$27,174
All-in cost$475,802

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.5M$1.9M$1.2M$619K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $375K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$456K
+22%
Rental Income
+$104K
Total Position
$561K
+50%
8.4%/yr
Year 10
Capital Value
$555K
+48%
Rental Income
+$226K
Total Position
$781K
+108%
7.6%/yr
Year 20
Capital Value
$822K
+119%
Rental Income
+$529K
Total Position
$1.4M
+260%
6.6%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$936K
Total Position
$2.2M
+474%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$207 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Good
400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $207 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
4.8%
$1,635/mo
44% occ.
6.2%
$2,114/mo
54% occ.
7.6%
$2,592/mo
current
64% occ.
9.0%
$3,070/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.