Launch offer — 3 months free free, no card

House in Chinicato - Sargaçal, Lagos
House in Chinicato - Sargaçal, Lagos — image 2House in Chinicato - Sargaçal, Lagos — image 3House in Chinicato - Sargaçal, Lagos — image 4House in Chinicato - Sargaçal, Lagos — image 5
Grade C+villamid-range

House in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€349,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,620/yr
Average Daily Rate: €121
Payback Period: 147.6 years
5-yr Capital Value: €404,587
10-yr Capital Value: €469,027
Brixfox Score: 47.3 / 100
Comparable Properties: 7
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€396,847

+13.7% over asking

Asking price€349,000
IMT — Property transfer tax (investment schedule)€15,750
IS — Stamp duty (0.8%)€2,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,235
Total acquisition costs€25,027
Renovation (est. €55/m² × 24 m²)
Light touch-ups — paint, fixtures, deep clean.		€1,320
(€720–€1,920)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€396,847

Gross yield (asking price)

4.8%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 24 m²
Land: 47 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wicker pendant lightstriped sofa coverfish-patterned bedspreadcobblestone street

Score Breakdown

ROI
2.72
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.36
Rental Demand
3.77
Payback Speed
0
STR Suitability
4

Description

Villa comprising an air-conditioned suite on the upper floor. Living room, fitted kitchen and bathroom on the ground floor. The house has been tastefully renovated, keeping the original features of the historic area of Lagos. It is next to the old city wall. Very quiet area, close to parking. A five-minute walk from th

Location

📍 37.1341°N, 8.6829°W

· Lagos, Algarve, Portugal

View this property on Luz Bay Real Estate →Listed via Idealista.pt
1-bedroom freehold villa in Lagos — photo 1 of 5
Luz Bay Real Estate
1-bedroom freehold villa in Lagos — photo 2 of 5
1-bedroom freehold villa in Lagos — photo 3 of 5
1-bedroom freehold villa in Lagos — photo 4 of 5
1-bedroom freehold villa in Lagos — photo 5 of 5

House in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-2000 Source verified · Luz Bay Real Estate · listed 2 Jun 2026
Asking price · Freehold
$379,348
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
2
Built area
24 m²
Land
47 m²
True net yield
0.7%
≈ $933/mo net after costs & tax
5-yr total return (net + appreciation)
8.5% / yr avg
Payback in ~148 yrs from rent
Brixfox Score 47 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2007
Energy: Exempt
Condition: good

Description

Villa comprising an air-conditioned suite on the upper floor. Living room, fitted kitchen and bathroom on the ground floor. The house has been tastefully renovated, keeping the original features of the historic area of Lagos. It is next to the old city wall. Very quiet area, close to parking. A five-minute walk from th

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$170/night
50% ($78)Brixfox estimate($170/night)200% ($313)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Indicative
Yearly income
$11,257
Likely range $6,754 – $15,761
Airbnb data$170/night · 38% occupancy
Rental income
$170/night · 38% occ.
$21,649
Running costs (20%)
Utilities, cleaning, maintenance
-$4,330
Income tax (10%)
Indonesian rental income tax
-$6,062
Property tax
Annual property tax
-$0
Net income
3.0% ROI
$11,257

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

0.7%

on all-in cost of $444,848

Scenario
Pre-tax
After-tax
Owner-managed
2.5%
2.1%
Fully-managed
1.1%
0.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.9%

Annual Revenue

$21,649

Income Tax / yr

$1,895

Payback

—

True All-In Cost
Asking price$379,348
IMT — transfer tax (non-resident 7.5%)$28,451
Stamp duty (0.8%)$3,035
Notary + registry$2,174
Legal$4,666
Furnishing + STR launch$27,174
All-in cost$444,848

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$1.9M$1.4M$934K$467K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $349K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$425K
+22%
Rental Income
+$55K
Total Position
$480K
+37%
6.6%/yr
Year 10
Capital Value
$517K
+48%
Rental Income
+$119K
Total Position
$635K
+82%
6.2%/yr
Year 20
Capital Value
$765K
+119%
Rental Income
+$278K
Total Position
$1.0M
+199%
5.6%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$493K
Total Position
$1.6M
+366%
5.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Good
$156 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
47 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$1,085/mo
40% occ.
4.6%
$1,447/mo
38% occ.
4.3%
$1,364/mo
current
48% occ.
5.5%
$1,726/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.