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House in Rua Fernando Lopes Graça, 3, Centro, Quelfes
House in Rua Fernando Lopes Graça, 3, Centro, Quelfes — image 2House in Rua Fernando Lopes Graça, 3, Centro, Quelfes — image 3House in Rua Fernando Lopes Graça, 3, Centro, Quelfes — image 4House in Rua Fernando Lopes Graça, 3, Centro, Quelfes — image 5
Grade B+villamid-range

House in Rua Fernando Lopes Graça, 3, Centro, Quelfes

Olhão · Eastern Algarve ·

€465,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,961/yr
Average Daily Rate: €228
Payback Period: 23.2 years
5-yr Capital Value: €539,062
10-yr Capital Value: €624,921
Brixfox Score: 70.7 / 100
Comparable Properties: 13
Data Confidence: 67%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€545,120

+17.2% over asking

Asking price€465,000
IMT — Property transfer tax (investment schedule)€25,030
IS — Stamp duty (0.8%)€3,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,975
Total acquisition costs€36,975
Renovation (est. €55/m² × 199 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,945
(€5,970–€15,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€545,120

Gross yield (asking price)

9.9%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 199 m²
Land: 599 m²
Style: portuguese-traditional
Condition: good
Year Built: 1992
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched windows and doorwaysexposed wooden beam ceilingstraditional stone fireplacebalustrade porch

Score Breakdown

ROI
15.93
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.53
Payback Speed
3
STR Suitability
4

Description

Located in the quiet and sought-after Urbanização das Rosas, in Quelfes, Olhão - Situated on a 599 m² plot - Gross construction area: 199 m² - Gross private area: 160 m² House built in 1992, in good condition Excellent potential for permanent residence or investment Property composition: - 3 bedrooms, one curren

Location

📍 37.0570°N, 7.8255°W

· Olhão, Algarve, Portugal

View this property on KW Flash Algarve - Sotavento →Listed via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
KW Flash Algarve - Sotavento
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

House in Rua Fernando Lopes Graça, 3, Centro, Quelfes

Olhão · Eastern Algarve · Ref BF-256 Source verified · KW Flash Algarve - Sotavento · listed 3 Jun 2026
Asking price · Freehold
$505,435
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
199 m²
Land
599 m²
True net yield
4.3%
≈ $3,756/mo net after costs & tax
5-yr total return (net + appreciation)
9.9% / yr avg
Payback in ~23 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1992
Energy: F
Condition: good

Description

Located in the quiet and sought-after Urbanização das Rosas, in Quelfes, Olhão - Situated on a 599 m² plot - Gross construction area: 199 m² - Gross private area: 160 m² House built in 1992, in good condition Excellent potential for permanent residence or investment Property composition: - 3 bedrooms, one curren

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$320/night
50% ($147)Brixfox estimate($320/night)200% ($589)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Indicative
Yearly income
$31,131
Likely range $18,678 – $43,584
Airbnb data$320/night · 55% occupancy
Rental income
$320/night · 55% occ.
$59,867
Running costs (20%)
Utilities, cleaning, maintenance
-$11,973
Income tax (10%)
Indonesian rental income tax
-$16,763
Property tax
Annual property tax
-$0
Net income
6.2% ROI
$31,131

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.7%
6.8%
Fully-managed
5.2%
4.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.3%

Annual Revenue

$59,867

Income Tax / yr

$5,238

Payback

23 yrs

True All-In Cost
Asking price$505,435
IMT — transfer tax (non-resident 7.5%)$37,908
Stamp duty (0.8%)$4,043
Notary + registry$2,174
Legal$6,217
Furnishing + STR launch$27,174
All-in cost$582,951

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.3M$2.5M$1.7M$825K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $465K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$566K
+22%
Rental Income
+$152K
Total Position
$718K
+54%
9.1%/yr
Year 10
Capital Value
$688K
+48%
Rental Income
+$328K
Total Position
$1.0M
+119%
8.1%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$770K
Total Position
$1.8M
+285%
7.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.4M
Total Position
$2.9M
+517%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$295 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
599 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $295 — positioned in the top tier
Generous 599 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
5.7%
$2,408/mo
45% occ.
7.3%
$3,090/mo
55% occ.
9.0%
$3,772/mo
current
65% occ.
10.6%
$4,454/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.