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Semi-detached house in Monte São Miguel, Moncarapacho
Semi-detached house in Monte São Miguel, Moncarapacho — image 2Semi-detached house in Monte São Miguel, Moncarapacho — image 3Semi-detached house in Monte São Miguel, Moncarapacho — image 4Semi-detached house in Monte São Miguel, Moncarapacho — image 5
Grade B+villamid-range

Semi-detached house in Monte São Miguel, Moncarapacho

Olhão · Eastern Algarve ·

€415,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,605/yr
Average Daily Rate: €133
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 31.4 years
5-yr Capital Value: €481,099
10-yr Capital Value: €557,725
Brixfox Score: 65.8 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€487,220

+17.4% over asking

Asking price€415,000
IMT — Property transfer tax (investment schedule)€21,030
IS — Stamp duty (0.8%)€3,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,225
Total acquisition costs€31,825
Renovation (est. €55/m² × 149 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,195
(€4,470–€11,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€487,220

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 149 m²
Land: 356 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone facade accentstraditional tiled roof entrancegreen shutters

Score Breakdown

ROI
12.17
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
8.88
Rental Demand
7.15
Payback Speed
2
STR Suitability
4

Description

LC Team by LegacyGroup Vila Real de Santo António /// Discover this pleasant townhouse located in the tranquil Urbanização de São Miguel, in Moncarapacho, ideal for those seeking comfort, functionality, and a unique natural setting. Comprising three bedrooms, one of which is a suite, this house offers well-distribut

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View this property on Legacy Group →Listed via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Legacy Group
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

Semi-detached house in Monte São Miguel, Moncarapacho

Olhão · Eastern Algarve · Ref BF-266 Source verified · Legacy Group · listed 2 Jun 2026
Asking price · Freehold
$451,087
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
149 m²
Land
356 m²
True net yield
3.2%
≈ $2,674/mo net after costs & tax
5-yr total return (net + appreciation)
9.0% / yr avg
Payback in ~31 yrs from rent
Brixfox Score 66 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: good

Description

LC Team by LegacyGroup Vila Real de Santo António /// Discover this pleasant townhouse located in the tranquil Urbanização de São Miguel, in Moncarapacho, ideal for those seeking comfort, functionality, and a unique natural setting. Comprising three bedrooms, one of which is a suite, this house offers well-distribut

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$187/night
50% ($86)Brixfox estimate($187/night)200% ($344)
Occupancy
72%
10%Brixfox estimate(72%)100%

Short-Term Rental

Indicative
Yearly income
$23,488
Likely range $14,092 – $32,884
Airbnb data$187/night · 72% occupancy
Rental income
$187/night · 72% occ.
$45,170
Running costs (20%)
Utilities, cleaning, maintenance
-$9,034
Income tax (10%)
Indonesian rental income tax
-$12,647
Property tax
Annual property tax
-$0
Net income
5.2% ROI
$23,488

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.1%
5.4%
Fully-managed
3.9%
3.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.6%

Annual Revenue

$45,170

Income Tax / yr

$3,952

Payback

31 yrs

True All-In Cost
Asking price$451,087
IMT — transfer tax (non-resident 7.5%)$33,832
Stamp duty (0.8%)$3,609
Notary + registry$2,174
Legal$5,549
Furnishing + STR launch$27,174
All-in cost$523,424

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$2.7M$2.0M$1.4M$683K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $415K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$505K
+22%
Rental Income
+$115K
Total Position
$620K
+49%
8.3%/yr
Year 10
Capital Value
$614K
+48%
Rental Income
+$248K
Total Position
$862K
+108%
7.6%/yr
Year 20
Capital Value
$909K
+119%
Rental Income
+$581K
Total Position
$1.5M
+259%
6.6%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.0M
Total Position
$2.4M
+472%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Good
72% average occupancy
Nightly Rate
Good
$172 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
356 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

52% occ.
5.5%
$2,050/mo
62% occ.
6.5%
$2,448/mo
72% occ.
7.6%
$2,846/mo
current
82% occ.
8.6%
$3,244/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.