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Detached house in Zona Ribeirinha, Portimão
Detached house in Zona Ribeirinha, Portimão — image 2Detached house in Zona Ribeirinha, Portimão — image 3Detached house in Zona Ribeirinha, Portimão — image 4Detached house in Zona Ribeirinha, Portimão — image 5
Grade Bvillamid-range

Detached house in Zona Ribeirinha, Portimão

Portimão · Western Algarve ·

€640,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.5%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,140/yr
Average Daily Rate: €241
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 41.0 years
5-yr Capital Value: €741,935
10-yr Capital Value: €860,106
Brixfox Score: 58.8 / 100
Comparable Properties: 95
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€728,945

+13.9% over asking

Asking price€640,000
IMT — Property transfer tax (investment schedule)€38,400
IS — Stamp duty (0.8%)€5,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,600
Total acquisition costs€54,370
Renovation (est. €55/m² × 95 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,225
(€2,850–€7,600)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€728,945

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 95 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

marina accessbeachfront locationresort-style pool area

Score Breakdown

ROI
9.54
Visual Appeal
13.4
Ownership Security
13
Location
9.36
Land & Space
3.9
Rental Demand
4.56
Payback Speed
1
STR Suitability
4

Description

OPPORTUNITY to buy a UNIQUE property. The view is simply stunning and its spectacular location allows us to indicate that it is a dream property. A unique opportunity. Located just 100 meters from the stunning Sta Catarina Fortress and 200 meters from the Marina in Portimão, this property offers fantastic and unique v

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

Listed by Mirage Premium via Idealista.pt
2-bedroom freehold villa in Portimão — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Portimão — photo 2 of 5
2-bedroom freehold villa in Portimão — photo 3 of 5
2-bedroom freehold villa in Portimão — photo 4 of 5
2-bedroom freehold villa in Portimão — photo 5 of 5

Detached house in Zona Ribeirinha, Portimão

Portimão · Western Algarve · Ref BF-3572 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$695,652
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
95 m²
True net yield
2.4%
≈ $3,077/mo net after costs & tax
5-yr total return (net + appreciation)
8.8% / yr avg
Payback in ~41 yrs from rent
Brixfox Score 59 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

OPPORTUNITY to buy a UNIQUE property. The view is simply stunning and its spectacular location allows us to indicate that it is a dream property. A unique opportunity. Located just 100 meters from the stunning Sta Catarina Fortress and 200 meters from the Marina in Portimão, this property offers fantastic and unique v

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$340/night
50% ($156)Brixfox estimate($340/night)200% ($626)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$27,243
Likely range $16,346 – $38,140
Airbnb data$340/night · 46% occupancy
Rental income
$340/night · 46% occ.
$52,390
Running costs (20%)
Utilities, cleaning, maintenance
-$10,478
Income tax (10%)
Indonesian rental income tax
-$14,669
Property tax
Annual property tax
-$0
Net income
3.9% ROI
$27,243

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.7%
4.1%
Fully-managed
3.0%
2.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.6%

Annual Revenue

$52,390

Income Tax / yr

$4,584

Payback

41 yrs

True All-In Cost
Asking price$695,652
IMT — transfer tax (non-resident 7.5%)$52,174
Stamp duty (0.8%)$5,565
Notary + registry$2,174
Legal$8,557
Furnishing + STR launch$27,174
All-in cost$791,296

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.8M$2.8M$1.9M$940K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $640K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$779K
+22%
Rental Income
+$133K
Total Position
$912K
+42%
7.3%/yr
Year 10
Capital Value
$947K
+48%
Rental Income
+$287K
Total Position
$1.2M
+93%
6.8%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$673K
Total Position
$2.1M
+224%
6.1%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.2M
Total Position
$3.3M
+411%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$313 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $313 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$2,171/mo
40% occ.
5.0%
$2,895/mo
46% occ.
5.7%
$3,301/mo
current
56% occ.
6.9%
$4,024/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.