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Detached house in Centro (Este) Cidade de Loulé, São Clemente
Detached house in Centro (Este) Cidade de Loulé, São Clemente — image 2Detached house in Centro (Este) Cidade de Loulé, São Clemente — image 3Detached house in Centro (Este) Cidade de Loulé, São Clemente — image 4Detached house in Centro (Este) Cidade de Loulé, São Clemente — image 5
Grade C+villamid-range

Detached house in Centro (Este) Cidade de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€897,500

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

3.4%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,026/yr
Average Daily Rate: €208
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 83.0 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 51 / 100
Comparable Properties: 5
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+15.6% over asking

Asking price€897,500
IMT — Property transfer tax (investment schedule)€53,850
IS — Stamp duty (0.8%)€7,180
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,463
Total acquisition costs€75,743
Renovation (est. €55/m² × 490 m²)
Light touch-ups — paint, fixtures, deep clean.		€26,950
(€14,700–€39,200)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

3.9%

True gross yield (all-in)

3.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 490 m²
Land: 428 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched porchtiled roof

Score Breakdown

ROI
4.8
Visual Appeal
8.2
Ownership Security
13
Location
8.4
Land & Space
8.01
Rental Demand
4.6
Payback Speed
0
STR Suitability
4

Description

Spacious House in Loulé - Algarve This 4-bedroom house, with a land area of 428 m² and a gross built area of 490 m², offers a spacious and cozy environment for your family to enjoy. Located in Loulé, this property is ideal for those looking for a classic and well-maintained home. Features: - 4 bedrooms, plus 2 offi

Location

📍 37.1310°N, 8.0230°W

· Loulé/Vilamoura, Algarve, Portugal

Visit IAD Portugal →Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
IAD Portugal
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4-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Centro (Este) Cidade de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle · Ref BF-39869 Source verified · IAD Portugal · listed 2 Jun 2026
Asking price · Freehold
$975,543
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
490 m²
Land
428 m²
True net yield
1.2%
≈ $2,398/mo net after costs & tax
5-yr total return (net + appreciation)
8.6% / yr avg
Payback in ~83 yrs from rent
Brixfox Score 51 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1986
Energy: D
Condition: good

Description

Spacious House in Loulé - Algarve This 4-bedroom house, with a land area of 428 m² and a gross built area of 490 m², offers a spacious and cozy environment for your family to enjoy. Located in Loulé, this property is ideal for those looking for a classic and well-maintained home. Features: - 4 bedrooms, plus 2 offi

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$293/night
50% ($135)Brixfox estimate($293/night)200% ($539)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$23,722
Likely range $14,234 – $33,211
Airbnb data$293/night · 46% occupancy
Rental income
$293/night · 46% occ.
$45,620
Running costs (20%)
Utilities, cleaning, maintenance
-$9,124
Income tax (10%)
Indonesian rental income tax
-$12,773
Property tax
Annual property tax
-$0
Net income
2.4% ROI
$23,722

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.6%
2.3%
Fully-managed
1.6%
1.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.2%

Annual Revenue

$45,620

Income Tax / yr

$3,991

Payback

83 yrs

True All-In Cost
Asking price$975,543
IMT — transfer tax (non-resident 7.5%)$73,166
Stamp duty (0.8%)$7,804
Notary + registry$2,174
Legal$11,999
Furnishing + STR launch$27,174
All-in cost$1,097,861

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.5M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $898K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$116K
Total Position
$1.2M
+35%
6.1%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$250K
Total Position
$1.6M
+76%
5.8%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$586K
Total Position
$2.6M
+184%
5.4%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.0M
Total Position
$3.9M
+340%
5.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$270 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Good
428 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $270 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$1,873/mo
40% occ.
3.1%
$2,497/mo
46% occ.
3.5%
$2,874/mo
current
56% occ.
4.3%
$3,498/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.