Detached house, Urbanização das Buganvílias, Montinhos da Luz, Luz
Lagos · Western Algarve ·
€695,000
Asking Price (EUR)
5.8%
True Net Yield (Owner, all-in)
4.0%
True Net Yield (Managed, all-in)
9.0%
True Gross Yield
66%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 0.9 months ago and is currently at 7% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.72, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€798,645
+14.9% over asking
| Asking price | €695,000 |
| IMT — Property transfer tax (investment schedule) | €41,700 |
| IS — Stamp duty (0.8%) | €5,560 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €10,425 |
| Total acquisition costs | €58,935 |
| Renovation (est. €55/m² × 182 m²) Light touch-ups — paint, fixtures, deep clean. | €10,010 (€5,460–€14,560) |
| Furnishing & STR launch (3bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €34,700 |
| All-in investment (incl. renovation & furnishing) | €798,645 |
Gross yield (asking price)
10.3%
True gross yield (all-in)
9.0%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Charming Villa 3 Bedroom in Luz Fastighetsbyrån Lagos proudly presents this elegant 3-bedroom bungalow, located in the quiet and well-established area of Montinhos da Luz. Within comfortable walking distance of the beach and all everyday amenities, this property offers an ideal balance of privacy, comfort, and convenie
Location
📍 37.0905°N, 8.7435°W
· Lagos, Algarve, Portugal