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House in Ferrel, Luz
House in Ferrel, Luz — image 2House in Ferrel, Luz — image 3House in Ferrel, Luz — image 4House in Ferrel, Luz — image 5
Grade A+villaluxury

House in Ferrel, Luz

Lagos · Western Algarve ·

€1.5M

Asking Price (EUR)

10.1%

True Net Yield (Owner, all-in)

7.4%

True Net Yield (Managed, all-in)

12.0%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €204,960/yr
Average Daily Rate: €846
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 12.7 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.0M
Brixfox Score: 88 / 100
Comparable Properties: 6
Data Confidence: 65%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.6% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

13.7%

True gross yield (all-in)

12.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 495 m²
Land: 1500 m²
Style: contemporary
Condition: excellent
Year Built: 2007
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pool with patterned borderspacious outdoor lounging areamodern fireplace in living roomlarge dining table with stylish chairswell-equipped modern kitchen

Score Breakdown

ROI
24.76
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.64
Payback Speed
5
STR Suitability
4

Description

Nestled in the charming city of Luz, this stunning villa offers the perfect blend of tranquility and luxury living. Spread across two floors, the property features 5 bedrooms and 5 bathrooms, with a total built area of 495 m², including 299 m² of livable space, set on a generous 1,500 m² plotproviding ample room for co

Location

📍 37.1088°N, 8.7178°W

· Lagos, Algarve, Portugal

View this property on ten Hoopen Realty →Listed via Idealista.pt
5-bedroom freehold villa in Lagos — photo 1 of 5
ten Hoopen Realty
5-bedroom freehold villa in Lagos — photo 2 of 5
5-bedroom freehold villa in Lagos — photo 3 of 5
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5-bedroom freehold villa in Lagos — photo 5 of 5

House in Ferrel, Luz

Lagos · Western Algarve · Ref BF-601 Source verified · ten Hoopen Realty · listed 2 Jun 2026
Asking price · Freehold
$1,625,000
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
5
Built area
495 m²
Land
1500 m²
True net yield
7.9%
≈ $18,806/mo net after costs & tax
5-yr total return (net + appreciation)
14.1% / yr avg
Payback in ~13 yrs from rent
Brixfox Score 88 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2007
Energy: A
Condition: excellent

Description

Nestled in the charming city of Luz, this stunning villa offers the perfect blend of tranquility and luxury living. Spread across two floors, the property features 5 bedrooms and 5 bathrooms, with a total built area of 495 m², including 299 m² of livable space, set on a generous 1,500 m² plotproviding ample room for co

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,190/night
50% ($547)Brixfox estimate($1,190/night)200% ($2190)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Indicative
Yearly income
$138,868
Likely range $83,321 – $194,415
Airbnb data$1,190/night · 66% occupancy
Rental income
$1,190/night · 66% occ.
$267,054
Running costs (20%)
Utilities, cleaning, maintenance
-$53,411
Income tax (10%)
Indonesian rental income tax
-$74,775
Property tax
Annual property tax
-$0
Net income
8.5% ROI
$138,868

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

7.9%

on all-in cost of $1,802,592

Scenario
Pre-tax
After-tax
Owner-managed
12.5%
11.2%
Fully-managed
9.2%
7.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.8%

Annual Revenue

$267,054

Income Tax / yr

$23,367

Payback

13 yrs

True All-In Cost
Asking price$1,625,000
IMT — transfer tax (non-resident 7.5%)$121,875
Stamp duty (0.8%)$13,000
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,802,592

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$12.6M$9.4M$6.3M$3.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$678K
Total Position
$2.5M
+67%
10.8%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$1.5M
Total Position
$3.7M
+146%
9.4%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$3.4M
Total Position
$6.7M
+349%
7.8%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$6.1M
Total Position
$10.9M
+631%
6.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.5% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$1095 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.5% — outperforms most villas in this market
Premium nightly rate of $1095 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
8.7%
$11,757/mo
56% occ.
10.6%
$14,290/mo
66% occ.
12.4%
$16,824/mo
current
76% occ.
14.3%
$19,358/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.