Launch offer — 3 months free free, no card

Detached house in Burgau, Luz
Detached house in Burgau, Luz — image 2Detached house in Burgau, Luz — image 3Detached house in Burgau, Luz — image 4Detached house in Burgau, Luz — image 5
Grade C+villabudget

Detached house in Burgau, Luz

Lagos · Western Algarve ·

€620,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.8%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,985/yr
Average Daily Rate: €152
-12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Has sea (+10%), Budget finish (-12%)
Payback Period: 78.0 years
5-yr Capital Value: €718,750
10-yr Capital Value: €833,228
Brixfox Score: 53 / 100
Comparable Properties: 8
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€730,290

+17.8% over asking

Asking price€620,000
IMT — Property transfer tax (investment schedule)€37,430
IS — Stamp duty (0.8%)€4,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,300
Total acquisition costs€52,940
Renovation (est. €350/m² × 110 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€38,500
(€27,500–€49,500)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€730,290

Gross yield (asking price)

4.5%

True gross yield (all-in)

3.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 110 m²
Land: 307 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1951
Energy Certificate: F
sea

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional wooden shuttersterraced gardenvine-covered pergola

Score Breakdown

ROI
5.12
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
8.63
Rental Demand
5.03
Payback Speed
0
STR Suitability
4

Description

Charming single-story house located in Cama da Vaca, Luz, near the seaside. Entrance hall providing access to a bedroom, a fully equipped kitchen, a laundry room, and a spacious bathroom with a shower. There is also a cozy living room with a fireplace, which leads to a large room and the second bedroom. From the living

Location

📍 37.0744°N, 8.7750°W

· Lagos, Algarve, Portugal

View this property on Portuguese Property Investments →Listed via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Portuguese Property Investments
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Burgau, Luz

Lagos · Western Algarve · Ref BF-64657 Source verified · Portuguese Property Investments · listed 3 Jun 2026
Asking price · Freehold
$673,913
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
110 m²
Land
307 m²
True net yield
1.3%
≈ $1,881/mo net after costs & tax
5-yr total return (net + appreciation)
8.3% / yr avg
Payback in ~78 yrs from rent
Brixfox Score 53 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: F
Condition: fair
View: sea

Description

Charming single-story house located in Cama da Vaca, Luz, near the seaside. Entrance hall providing access to a bedroom, a fully equipped kitchen, a laundry room, and a spacious bathroom with a shower. There is also a cozy living room with a fireplace, which leads to a large room and the second bedroom. From the living

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$214/night
50% ($99)Brixfox estimate($214/night)200% ($394)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Indicative
Yearly income
$18,955
Likely range $11,373 – $26,536
Airbnb data$214/night · 50% occupancy
Rental income
$214/night · 50% occ.
$36,451
Running costs (20%)
Utilities, cleaning, maintenance
-$7,290
Income tax (10%)
Indonesian rental income tax
-$10,206
Property tax
Annual property tax
-$0
Net income
2.8% ROI
$18,955

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.9%
2.5%
Fully-managed
1.7%
1.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.8%

Annual Revenue

$36,451

Income Tax / yr

$3,189

Payback

78 yrs

True All-In Cost
Asking price$673,913
IMT — transfer tax (non-resident 7.5%)$50,543
Stamp duty (0.8%)$5,391
Notary + registry$2,174
Legal$8,289
Furnishing + STR launch$27,174
All-in cost$767,485

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.3M$2.4M$1.6M$817K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $620K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$754K
+22%
Rental Income
+$93K
Total Position
$847K
+37%
6.4%/yr
Year 10
Capital Value
$918K
+48%
Rental Income
+$200K
Total Position
$1.1M
+80%
6.1%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$469K
Total Position
$1.8M
+195%
5.6%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$830K
Total Position
$2.8M
+358%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.8% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Good
$197 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Good
307 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$1,384/mo
40% occ.
3.3%
$1,840/mo
50% occ.
4.1%
$2,296/mo
current
60% occ.
4.9%
$2,752/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.