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Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos
Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos — image 2Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos — image 3Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos — image 4Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos — image 5
Grade Avillamid-range

Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos

Lagos · Western Algarve ·

€460,000

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,063/yr
Average Daily Rate: €261
Payback Period: 18.3 years
5-yr Capital Value: €533,266
10-yr Capital Value: €618,202
Brixfox Score: 77 / 100
Comparable Properties: 96
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€529,360

+15.1% over asking

Asking price€460,000
IMT — Property transfer tax (investment schedule)€24,630
IS — Stamp duty (0.8%)€3,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,900
Total acquisition costs€36,460
Renovation (est. €55/m² × 110 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,050
(€3,300–€8,800)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€529,360

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 110 m²
Land: 479 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-paved-courtyardfireplacelarge-sliding-glass-doors

Score Breakdown

ROI
19.44
Visual Appeal
8.8
Ownership Security
13
Location
10.44
Land & Space
11.66
Rental Demand
5.68
Payback Speed
4
STR Suitability
4

Description

Single-storey villa set on a 429 m² plot, with gardens at the front and rear, where flowers and fruit trees create a calm and inviting atmosphere perfect for slowing down and enjoying everyday life. All on one level, the property features two bedrooms (one en suite), a cosy living room with a fireplace, and a kitchen

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

Listed by ERA Lagos via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
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2-bedroom freehold villa in Lagos — photo 5 of 5

Terraced house in Cerro das Mós - Parque do Moínho - São João, Lagos

Lagos · Western Algarve · Ref BF-64874 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$500,000
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
110 m²
Land
479 m²
True net yield
5.5%
≈ $4,570/mo net after costs & tax
5-yr total return (net + appreciation)
12.9% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 77 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: D
Condition: good
View: garden

Description

Single-storey villa set on a 429 m² plot, with gardens at the front and rear, where flowers and fruit trees create a calm and inviting atmosphere perfect for slowing down and enjoying everyday life. All on one level, the property features two bedrooms (one en suite), a cosy living room with a fireplace, and a kitchen

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$368/night
50% ($169)Brixfox estimate($368/night)200% ($676)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$36,689
Likely range $22,013 – $51,364
Airbnb data$368/night · 57% occupancy
Rental income
$368/night · 57% occ.
$70,555
Running costs (20%)
Utilities, cleaning, maintenance
-$14,111
Income tax (10%)
Indonesian rental income tax
-$19,756
Property tax
Annual property tax
-$0
Net income
7.3% ROI
$36,689

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.5%
8.4%
Fully-managed
6.5%
5.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.2%

Annual Revenue

$70,555

Income Tax / yr

$6,174

Payback

18 yrs

True All-In Cost
Asking price$500,000
IMT — transfer tax (non-resident 7.5%)$37,500
Stamp duty (0.8%)$4,000
Notary + registry$2,174
Legal$6,150
Furnishing + STR launch$27,174
All-in cost$576,998

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.6M$2.7M$1.8M$891K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $460K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$560K
+22%
Rental Income
+$179K
Total Position
$739K
+61%
9.9%/yr
Year 10
Capital Value
$681K
+48%
Rental Income
+$387K
Total Position
$1.1M
+132%
8.8%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$907K
Total Position
$1.9M
+316%
7.4%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.6M
Total Position
$3.1M
+573%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$338 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Good
479 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $338 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.9%
$2,880/mo
47% occ.
8.8%
$3,663/mo
57% occ.
10.7%
$4,445/mo
current
67% occ.
12.5%
$5,228/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.