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Semi-detached house in Centro da Cidade, Silves
Semi-detached house in Centro da Cidade, Silves — image 2Semi-detached house in Centro da Cidade, Silves — image 3Semi-detached house in Centro da Cidade, Silves — image 4Semi-detached house in Centro da Cidade, Silves — image 5
Grade C+villamid-range

Semi-detached house in Centro da Cidade, Silves

Silves · Central Algarve ·

€260,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

32%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €18,962/yr
Average Daily Rate: €162
Payback Period: 61.0 years
5-yr Capital Value: €301,411
10-yr Capital Value: €349,418
Brixfox Score: 45.3 / 100
Comparable Properties: 7
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€308,722

+18.7% over asking

Asking price€260,000
IMT — Property transfer tax (investment schedule)€9,197
IS — Stamp duty (0.8%)€2,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,900
Total acquisition costs€16,427
Renovation (est. €55/m² × 99 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,445
(€2,970–€7,920)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€308,722

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 99 m²
Land: 67 m²
Style: portuguese-traditional
Condition: good
Year Built: 1988
Energy Certificate: E
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with built-in BBQtraditional Portuguese chimneycurved staircase

Score Breakdown

ROI
6.56
Visual Appeal
9.4
Ownership Security
13
Location
7.2
Land & Space
1.97
Rental Demand
3.2
Payback Speed
0
STR Suitability
4

Description

Be enchanted by this charming semi-detached townhouse located in the historic heart of Silves, Algarve, where traditional Portuguese character blends beautifully with comfort and authenticity. Set in a peaceful and picturesque area, this property offers a warm and inviting atmosphere, ideal as a permanent residence, ho

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

Visit IAD Portugal →Listed via Idealista.pt
2-bedroom freehold villa in Silves — photo 1 of 5
IAD Portugal
2-bedroom freehold villa in Silves — photo 2 of 5
2-bedroom freehold villa in Silves — photo 3 of 5
2-bedroom freehold villa in Silves — photo 4 of 5
2-bedroom freehold villa in Silves — photo 5 of 5

Semi-detached house in Centro da Cidade, Silves

Silves · Central Algarve · Ref BF-67434 Source verified · IAD Portugal · listed 1 Jun 2026
Asking price · Freehold
$282,609
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
99 m²
Land
67 m²
True net yield
1.6%
≈ $1,225/mo net after costs & tax
5-yr total return (net + appreciation)
8.3% / yr avg
Payback in ~61 yrs from rent
Brixfox Score 45 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1988
Energy: E
Condition: good
View: countryside

Description

Be enchanted by this charming semi-detached townhouse located in the historic heart of Silves, Algarve, where traditional Portuguese character blends beautifully with comfort and authenticity. Set in a peaceful and picturesque area, this property offers a warm and inviting atmosphere, ideal as a permanent residence, ho

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$229/night
50% ($105)Brixfox estimate($229/night)200% ($421)
Occupancy
32%
10%Brixfox estimate(32%)100%

Short-Term Rental

Indicative
Yearly income
$12,870
Likely range $7,722 – $18,018
Airbnb data$229/night · 32% occupancy
Rental income
$229/night · 32% occ.
$24,750
Running costs (20%)
Utilities, cleaning, maintenance
-$4,950
Income tax (10%)
Indonesian rental income tax
-$6,930
Property tax
Annual property tax
-$0
Net income
4.6% ROI
$12,870

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.6%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.3%
3.7%
Fully-managed
2.3%
1.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.3%

Annual Revenue

$24,750

Income Tax / yr

$2,165

Payback

61 yrs

True All-In Cost
Asking price$282,609
IMT — transfer tax (non-resident 7.5%)$21,196
Stamp duty (0.8%)$2,261
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$339,424

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$1.6M$1.2M$809K$404K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $260K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$316K
+22%
Rental Income
+$63K
Total Position
$379K
+46%
7.8%/yr
Year 10
Capital Value
$385K
+48%
Rental Income
+$136K
Total Position
$521K
+100%
7.2%/yr
Year 20
Capital Value
$570K
+119%
Rental Income
+$318K
Total Position
$888K
+241%
6.3%/yr
Year 30
Capital Value
$843K
+224%
Rental Income
+$563K
Total Position
$1.4M
+441%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Weak
32% average occupancy
Nightly Rate
Strong
$210 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
67 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $210 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.2%
$1,460/mo
40% occ.
8.3%
$1,947/mo
32% occ.
6.6%
$1,559/mo
current
42% occ.
8.7%
$2,046/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.