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House in Santa Luzia, São Clemente
Grade Avillaluxury

House in Santa Luzia, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€1.4M

Asking Price (EUR)

10.1%

True Net Yield (Owner, all-in)

7.4%

True Net Yield (Managed, all-in)

12.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €185,647/yr
Average Daily Rate: €900
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has countryside (+10%), Luxury finish (+8%)
Payback Period: 12.8 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.8M
Brixfox Score: 80.9 / 100
Comparable Properties: 8
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+14.5% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€101,250
IS — Stamp duty (0.8%)€10,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,250
Total acquisition costs€133,550
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

13.8%

True gross yield (all-in)

12.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 316 m²
Style: portuguese-traditional
Condition: excellent
Private Pool
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architectureterraced gardeninfinity-edge pool

Score Breakdown

ROI
24.68
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.65
Payback Speed
5
STR Suitability
4

Description

Set on an exceptional private plot of 3,522 m² in the peaceful countryside of Loulé, this elegant luxury villa perfectly combines contemporary comfort, sustainability, and authentic Algarve charm. Offering approximately 316 m² of built area across two levels, the property enjoys complete privacy, open countryside views

Location

📍 37.0870°N, 8.7290°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

House in Santa Luzia, São Clemente

Loulé/Vilamoura · Golden Triangle · Ref BF-68955 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$1,467,391
Ownership
Freehold
Bedrooms
4
Built area
316 m²
True net yield
7.8%
≈ $16,985/mo net after costs & tax
5-yr total return (net + appreciation)
14.7% / yr avg
Payback in ~13 yrs from rent
Brixfox Score 81 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: excellent
View: countryside

Description

Set on an exceptional private plot of 3,522 m² in the peaceful countryside of Loulé, this elegant luxury villa perfectly combines contemporary comfort, sustainability, and authentic Algarve charm. Offering approximately 316 m² of built area across two levels, the property enjoys complete privacy, open countryside views

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,266/night
50% ($582)Brixfox estimate($1,266/night)200% ($2329)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$125,742
Likely range $75,446 – $176,039
Airbnb data$1,266/night · 57% occupancy
Rental income
$1,266/night · 57% occ.
$241,812
Running costs (20%)
Utilities, cleaning, maintenance
-$48,362
Income tax (10%)
Indonesian rental income tax
-$67,707
Property tax
Annual property tax
-$0
Net income
8.6% ROI
$125,742

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

7.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
12.5%
11.2%
Fully-managed
9.1%
7.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.8%

Annual Revenue

$241,812

Income Tax / yr

$21,159

Payback

13 yrs

True All-In Cost
Asking price$1,467,391
IMT — transfer tax (non-resident 7.5%)$110,054
Stamp duty (0.8%)$11,739
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,631,902

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$11.4M$8.5M$5.7M$2.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$614K
Total Position
$2.3M
+67%
10.8%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$1.3M
Total Position
$3.3M
+146%
9.4%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$3.1M
Total Position
$6.1M
+349%
7.8%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$5.5M
Total Position
$9.9M
+632%
6.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$1165 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Premium nightly rate of $1165 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
8.1%
$9,844/mo
47% occ.
10.3%
$12,540/mo
57% occ.
12.5%
$15,235/mo
current
67% occ.
14.7%
$17,931/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.