Launch offer — 3 months free free, no card

Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água
Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água — image 2Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água — image 3Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água — image 4Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€899,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,985/yr
Average Daily Rate: €254
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 44.1 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 58.5 / 100
Comparable Properties: 20
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+12.7% over asking

Asking price€899,000
IMT — Property transfer tax (investment schedule)€53,940
IS — Stamp duty (0.8%)€7,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,485
Total acquisition costs€75,867
Renovation (est. €55/m² × 159 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,745
(€4,770–€12,720)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

5.6%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 159 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced-housingcommunal-poolocean-proximity

Score Breakdown

ROI
8.95
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
5.18
Rental Demand
5.4
Payback Speed
1
STR Suitability
4

Description

Luxury House | 2 Bedrooms | 186 m² | Terrace | Garage | Beach | Castle | Albufeira Located in one of the most exclusive settings in Castelo, Albufeira, this luxury 2-bedroom villa represents a unique opportunity to live by the sea, in a high-quality residential environment, tranquility and privacy, just minutes from t

Location

📍 37.0912°N, 8.2837°W

· Albufeira, Algarve, Portugal

View this property on RE/MAX Siimgroup Loft →Listed via Idealista.pt
2-bedroom freehold villa in Albufeira — photo 1 of 5
RE/MAX Siimgroup Loft
2-bedroom freehold villa in Albufeira — photo 2 of 5
2-bedroom freehold villa in Albufeira — photo 3 of 5
2-bedroom freehold villa in Albufeira — photo 4 of 5
2-bedroom freehold villa in Albufeira — photo 5 of 5

Detached house in Cerro de Águia - Patroves, Albufeira e Olhos de Água

Albufeira · Central Algarve · Ref BF-7644 Source verified · RE/MAX Siimgroup Loft · listed 3 Jun 2026
Asking price · Freehold
$977,174
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
159 m²
True net yield
2.3%
≈ $3,873/mo net after costs & tax
5-yr total return (net + appreciation)
8.4% / yr avg
Payback in ~44 yrs from rent
Brixfox Score 59 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2007
Energy: B-
Condition: good

Description

Luxury House | 2 Bedrooms | 186 m² | Terrace | Garage | Beach | Castle | Albufeira Located in one of the most exclusive settings in Castelo, Albufeira, this luxury 2-bedroom villa represents a unique opportunity to live by the sea, in a high-quality residential environment, tranquility and privacy, just minutes from t

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$357/night
50% ($164)Brixfox estimate($357/night)200% ($657)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Indicative
Yearly income
$33,843
Likely range $20,305 – $47,380
Airbnb data$357/night · 54% occupancy
Rental income
$357/night · 54% occ.
$65,083
Running costs (20%)
Utilities, cleaning, maintenance
-$13,017
Income tax (10%)
Indonesian rental income tax
-$18,223
Property tax
Annual property tax
-$0
Net income
3.5% ROI
$33,843

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.2%
3.7%
Fully-managed
2.8%
2.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.9%

Annual Revenue

$65,083

Income Tax / yr

$5,695

Payback

44 yrs

True All-In Cost
Asking price$977,174
IMT — transfer tax (non-resident 7.5%)$73,288
Stamp duty (0.8%)$7,817
Notary + registry$2,174
Legal$12,020
Furnishing + STR launch$27,174
All-in cost$1,099,647

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.1M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $899K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$165K
Total Position
$1.3M
+40%
7.0%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$357K
Total Position
$1.7M
+88%
6.5%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$837K
Total Position
$2.8M
+212%
5.9%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.5M
Total Position
$4.4M
+389%
5.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$328 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $328 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
3.2%
$2,581/mo
44% occ.
4.1%
$3,341/mo
54% occ.
5.0%
$4,100/mo
current
64% occ.
6.0%
$4,860/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.