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Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira
Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira — image 2Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira — image 3Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira — image 4Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira — image 5
Grade B+villaluxury

Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€990,000

Asking Price (EUR)

9.7%

True Net Yield (Owner, all-in)

7.0%

True Net Yield (Managed, all-in)

11.6%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €131,499/yr
Average Daily Rate: €688
+4.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Luxury finish (+8%)
Payback Period: 13.7 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 74.9 / 100
Comparable Properties: 13
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.5% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€59,650
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

13.3%

True gross yield (all-in)

11.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 410 m²
Land: 157 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2019
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese chimneyscobblestone streetlandscaped terraced garden

Score Breakdown

ROI
23.6
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
3.02
Rental Demand
5.24
Payback Speed
5
STR Suitability
4

Description

Wonderful T3+1 Townhouse in a private condominium in Vilamoura / Quarteira - with Pool Discover the wonderful T3+1 townhouse located in Vilamoura, one of the most prestigious destinations in the Algarve. This property is located in a private condominium, offering security, comfort and a wide range of amenities that gu

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on Legacy Group →Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Legacy Group
4-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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4-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Terraced house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-8126 Source verified · Legacy Group · listed 2 Jun 2026
Asking price · Freehold
$1,076,087
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
410 m²
Land
157 m²
True net yield
7.3%
≈ $11,864/mo net after costs & tax
5-yr total return (net + appreciation)
14.4% / yr avg
Payback in ~14 yrs from rent
Brixfox Score 75 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2019
Energy: A
Condition: excellent

Description

Wonderful T3+1 Townhouse in a private condominium in Vilamoura / Quarteira - with Pool Discover the wonderful T3+1 townhouse located in Vilamoura, one of the most prestigious destinations in the Algarve. This property is located in a private condominium, offering security, comfort and a wide range of amenities that gu

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$968/night
50% ($445)Brixfox estimate($968/night)200% ($1780)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Indicative
Yearly income
$89,039
Likely range $53,424 – $124,655
Airbnb data$968/night · 52% occupancy
Rental income
$968/night · 52% occ.
$171,229
Running costs (20%)
Utilities, cleaning, maintenance
-$34,246
Income tax (10%)
Indonesian rental income tax
-$47,944
Property tax
Annual property tax
-$0
Net income
8.3% ROI
$89,039

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

7.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
11.8%
10.5%
Fully-managed
8.5%
7.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.2%

Annual Revenue

$171,229

Income Tax / yr

$14,983

Payback

14 yrs

True All-In Cost
Asking price$1,076,087
IMT — transfer tax (non-resident 7.5%)$80,707
Stamp duty (0.8%)$8,609
Notary + registry$2,174
Legal$13,236
Furnishing + STR launch$27,174
All-in cost$1,207,986

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$8.2M$6.1M$4.1M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$435K
Total Position
$1.6M
+66%
10.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$939K
Total Position
$2.4M
+143%
9.3%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.2M
Total Position
$4.4M
+341%
7.7%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.9M
Total Position
$7.1M
+618%
6.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.3% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$890 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
157 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.3% — outperforms most villas in this market
Premium nightly rate of $890 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
7.4%
$6,667/mo
42% occ.
9.7%
$8,727/mo
52% occ.
12.0%
$10,787/mo
current
62% occ.
14.3%
$12,847/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.