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Terraced house in Centro - Quarteira Velha, Quarteira
Terraced house in Centro - Quarteira Velha, Quarteira — image 2Terraced house in Centro - Quarteira Velha, Quarteira — image 3Terraced house in Centro - Quarteira Velha, Quarteira — image 4Terraced house in Centro - Quarteira Velha, Quarteira — image 5
Grade Bvillamid-range

Terraced house in Centro - Quarteira Velha, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€545,000

Asking Price (EUR)

4.9%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,927/yr
Average Daily Rate: €202
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 31.8 years
5-yr Capital Value: €631,804
10-yr Capital Value: €732,434
Brixfox Score: 60.8 / 100
Comparable Properties: 97
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€625,040

+14.7% over asking

Asking price€545,000
IMT — Property transfer tax (investment schedule)€31,430
IS — Stamp duty (0.8%)€4,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,175
Total acquisition costs€45,215
Renovation (est. €55/m² × 145 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,975
(€4,350–€11,600)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€625,040

Gross yield (asking price)

7.7%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 145 m²
Land: 180 m²
Style: portuguese-traditional
Condition: good
Year Built: 1988
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private gardenoutdoor patio with seatingtraditional white facade

Score Breakdown

ROI
12.02
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
4.54
Rental Demand
5.68
Payback Speed
2
STR Suitability
4

Description

This well presented two bedroom two storey townhouse offers comfortable modern living in a sought-after area of Quarteira, combining modern features with excellent indoor and outdoor spaces. With a net area of 110m2 + 35m2, the property comprises an inviting entrance hall leading to a bright open-plan living, dining an

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on XP | Chestertons →Listed via Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
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2-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Terraced house in Centro - Quarteira Velha, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-8386 Source verified · XP | Chestertons · listed 2 Jun 2026
Asking price · Freehold
$592,391
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
145 m²
Land
180 m²
True net yield
3.2%
≈ $3,304/mo net after costs & tax
5-yr total return (net + appreciation)
10.9% / yr avg
Payback in ~32 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 1988
Energy: C
Condition: good

Description

This well presented two bedroom two storey townhouse offers comfortable modern living in a sought-after area of Quarteira, combining modern features with excellent indoor and outdoor spaces. With a net area of 110m2 + 35m2, the property comprises an inviting entrance hall leading to a bright open-plan living, dining an

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$284/night
50% ($131)Brixfox estimate($284/night)200% ($523)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$28,385
Likely range $17,030 – $39,738
Airbnb data$284/night · 57% occupancy
Rental income
$284/night · 57% occ.
$54,586
Running costs (20%)
Utilities, cleaning, maintenance
-$10,917
Income tax (10%)
Indonesian rental income tax
-$15,284
Property tax
Annual property tax
-$0
Net income
4.8% ROI
$28,385

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.8%
5.1%
Fully-managed
3.9%
3.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.1%

Annual Revenue

$54,586

Income Tax / yr

$4,776

Payback

32 yrs

True All-In Cost
Asking price$592,391
IMT — transfer tax (non-resident 7.5%)$44,429
Stamp duty (0.8%)$4,739
Notary + registry$2,174
Legal$7,287
Furnishing + STR launch$27,174
All-in cost$678,195

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.5M$2.6M$1.7M$865K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $545K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$663K
+22%
Rental Income
+$139K
Total Position
$802K
+47%
8.0%/yr
Year 10
Capital Value
$807K
+48%
Rental Income
+$299K
Total Position
$1.1M
+103%
7.3%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$702K
Total Position
$1.9M
+248%
6.4%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.2M
Total Position
$3.0M
+452%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$262 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
180 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $262 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.5%
$2,228/mo
47% occ.
5.7%
$2,833/mo
57% occ.
7.0%
$3,439/mo
current
67% occ.
8.2%
$4,045/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.