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House in São Clemente, Loulé
Grade C+villamid-range

House in São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€1.1M

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,696/yr
Average Daily Rate: €239
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 83.0 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 53.1 / 100
Comparable Properties: 5
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.2% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation (est. €55/m² × 276 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,180
(€8,280–€22,080)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

3.7%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 276 m²
Style: portuguese-traditional
Condition: good
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

circular architectural elementsextensive private drivewaylarge surrounding land

Score Breakdown

ROI
4.8
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.67
Payback Speed
0
STR Suitability
4

Description

Single storey 4 bedroom villa | Land 10.472m² | Fruit trees | Garage | Swimming Pool | Schools | Trade | Benafim Grande | Loulé Property with a total of 10,472 m² and villa with 471m², privileged location in Benafim, offering absolute tranquility, comfort and a perfect connection with nature, in addition to excellent

Location

📍 37.1310°N, 8.0230°W

· Loulé/Vilamoura, Algarve, Portugal

Visit BP Algarve Realty →Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
BP Algarve Realty

House in São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle · Ref BF-8424 Source verified · BP Algarve Realty · listed 16 Apr 2026
Asking price · Freehold
$1,195,652
View original listing
Ownership
Freehold
Bedrooms
4
Built area
276 m²
True net yield
1.2%
≈ $2,827/mo net after costs & tax
5-yr total return (net + appreciation)
8.4% / yr avg
Payback in ~83 yrs from rent
Brixfox Score 53 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Condition: good

Description

Single storey 4 bedroom villa | Land 10.472m² | Fruit trees | Garage | Swimming Pool | Schools | Trade | Benafim Grande | Loulé Property with a total of 10,472 m² and villa with 471m², privileged location in Benafim, offering absolute tranquility, comfort and a perfect connection with nature, in addition to excellent

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$336/night
50% ($154)Brixfox estimate($336/night)200% ($617)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$27,562
Likely range $16,537 – $38,587
Airbnb data$336/night · 47% occupancy
Rental income
$336/night · 47% occ.
$53,004
Running costs (20%)
Utilities, cleaning, maintenance
-$10,601
Income tax (10%)
Indonesian rental income tax
-$14,841
Property tax
Annual property tax
-$0
Net income
2.3% ROI
$27,562

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.5%
2.2%
Fully-managed
1.6%
1.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.0%

Annual Revenue

$53,004

Income Tax / yr

$4,638

Payback

83 yrs

True All-In Cost
Asking price$1,195,652
IMT — transfer tax (non-resident 7.5%)$89,674
Stamp duty (0.8%)$9,565
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,337,609

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.5M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$135K
Total Position
$1.5M
+34%
6.0%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$291K
Total Position
$1.9M
+74%
5.7%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$681K
Total Position
$3.1M
+181%
5.3%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$1.2M
Total Position
$4.8M
+334%
5.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$309 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $309 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$2,143/mo
40% occ.
2.9%
$2,858/mo
47% occ.
3.4%
$3,339/mo
current
57% occ.
4.1%
$4,054/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.