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Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil
Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil — image 2Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil — image 3Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil — image 4Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil — image 5
Grade Bvillamid-range

Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€1.7M

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €85,548/yr
Average Daily Rate: €453
+8.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 43.3 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.3M
Brixfox Score: 59.6 / 100
Comparable Properties: 17
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+11.9% over asking

Asking price€1.7M
IMT — Property transfer tax (investment schedule)€126,375
IS — Stamp duty (0.8%)€13,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€25,275
Total acquisition costs€166,380
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 168 m²
Land: 265 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched patioterracotta tile patioprivate swimming pool

Score Breakdown

ROI
9.09
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
6.34
Rental Demand
5.17
Payback Speed
1
STR Suitability
4

Description

Vale do Lobo, located in the heart of the Algarve's Golden Triangle, is a premier destination just a 20-minute drive from Faro International Airport. This resort offers two Championship Golf Courses, a Tennis Academy, and various sporting facilities. In the evenings, guests can enjoy a range of restaurants with live mu

Location

📍 37.0487°N, 8.0521°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on Waratah Properties →Listed via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Waratah Properties
3-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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3-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
3-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Semi-detached house, Vale do Lobo, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle · Ref BF-8440 Source verified · Waratah Properties · listed 2 Jun 2026
Asking price · Freehold
$1,831,522
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
168 m²
Land
265 m²
True net yield
2.3%
≈ $6,879/mo net after costs & tax
5-yr total return (net + appreciation)
9.3% / yr avg
Payback in ~43 yrs from rent
Brixfox Score 60 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Energy: D
Condition: excellent

Description

Vale do Lobo, located in the heart of the Algarve's Golden Triangle, is a premier destination just a 20-minute drive from Faro International Airport. This resort offers two Championship Golf Courses, a Tennis Academy, and various sporting facilities. In the evenings, guests can enjoy a range of restaurants with live mu

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$637/night
50% ($293)Brixfox estimate($637/night)200% ($1173)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Indicative
Yearly income
$57,926
Likely range $34,755 – $81,097
Airbnb data$637/night · 52% occupancy
Rental income
$637/night · 52% occ.
$111,397
Running costs (20%)
Utilities, cleaning, maintenance
-$22,279
Income tax (10%)
Indonesian rental income tax
-$31,191
Property tax
Annual property tax
-$0
Net income
3.2% ROI
$57,926

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.3%

on all-in cost of $2,026,255

Scenario
Pre-tax
After-tax
Owner-managed
4.1%
3.6%
Fully-managed
2.8%
2.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.5%

Annual Revenue

$111,397

Income Tax / yr

$9,747

Payback

43 yrs

True All-In Cost
Asking price$1,831,522
IMT — transfer tax (non-resident 7.5%)$137,364
Stamp duty (0.8%)$14,652
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,026,255

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.2M$6.9M$4.6M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.7M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$283K
Total Position
$2.3M
+38%
6.7%/yr
Year 10
Capital Value
$2.5M
+48%
Rental Income
+$611K
Total Position
$3.1M
+84%
6.3%/yr
Year 20
Capital Value
$3.7M
+119%
Rental Income
+$1.4M
Total Position
$5.1M
+204%
5.7%/yr
Year 30
Capital Value
$5.5M
+224%
Rental Income
+$2.5M
Total Position
$8.0M
+375%
5.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$586 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
265 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $586 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
2.8%
$4,304/mo
42% occ.
3.7%
$5,661/mo
52% occ.
4.6%
$7,017/mo
current
62% occ.
5.5%
$8,374/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.