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Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente
Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente — image 2Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente — image 3Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente — image 4Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente — image 5
Grade Bvillamid-range

Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€897,500

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €58,982/yr
Average Daily Rate: €344
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 34.3 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 60.8 / 100
Comparable Properties: 6
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+15.6% over asking

Asking price€897,500
IMT — Property transfer tax (investment schedule)€53,850
IS — Stamp duty (0.8%)€7,180
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,463
Total acquisition costs€75,743
Renovation (est. €55/m² × 390 m²)
Light touch-ups — paint, fixtures, deep clean.		€21,450
(€11,700–€31,200)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 390 m²
Land: 428 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with ornate railingarched entrywaycorner plot

Score Breakdown

ROI
11.22
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
8.31
Rental Demand
4.7
Payback Speed
1
STR Suitability
4

Description

For Sale | Villa | 4+1 Bedrooms | 390 m² Built Area | 428 m² Plot | Garage This detached villa is located in a well-established residential area of Loulé, just a short walk from the historic town centre. It's an ideal choice for families looking for space, comfort and peace in a quiet neighborhood with all essential a

Location

📍 37.1399°N, 8.0177°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by Cluttons Algarve via Idealista.pt
5-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
5-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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5-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
5-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Lg. Salgueiro Maia, 69, Centro (Este) Cidade de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle · Ref BF-8609 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$975,543
Ownership
Freehold
Bedrooms
5
Bathrooms
3
Built area
390 m²
Land
428 m²
True net yield
2.9%
≈ $4,762/mo net after costs & tax
5-yr total return (net + appreciation)
10.2% / yr avg
Payback in ~34 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1986
Energy: D
Condition: good

Description

For Sale | Villa | 4+1 Bedrooms | 390 m² Built Area | 428 m² Plot | Garage This detached villa is located in a well-established residential area of Loulé, just a short walk from the historic town centre. It's an ideal choice for families looking for space, comfort and peace in a quiet neighborhood with all essential a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$484/night
50% ($222)Brixfox estimate($484/night)200% ($890)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$39,932
Likely range $23,959 – $55,904
Airbnb data$484/night · 47% occupancy
Rental income
$484/night · 47% occ.
$76,792
Running costs (20%)
Utilities, cleaning, maintenance
-$15,358
Income tax (10%)
Indonesian rental income tax
-$21,502
Property tax
Annual property tax
-$0
Net income
4.1% ROI
$39,932

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.2%
4.6%
Fully-managed
3.5%
2.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.0%

Annual Revenue

$76,792

Income Tax / yr

$6,720

Payback

34 yrs

True All-In Cost
Asking price$975,543
IMT — transfer tax (non-resident 7.5%)$73,166
Stamp duty (0.8%)$7,804
Notary + registry$2,174
Legal$11,999
Furnishing + STR launch$27,174
All-in cost$1,097,861

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $898K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$195K
Total Position
$1.3M
+43%
7.5%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$421K
Total Position
$1.7M
+95%
6.9%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$987K
Total Position
$3.0M
+229%
6.1%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.7M
Total Position
$4.7M
+419%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$445 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
428 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $445 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$3,089/mo
40% occ.
5.1%
$4,118/mo
47% occ.
6.0%
$4,838/mo
current
57% occ.
7.2%
$5,868/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.