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Terraced house in São Clemente, Loulé
Grade C+villamid-range

Terraced house in São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€739,230

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,365/yr
Average Daily Rate: €191
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 107.8 years
5-yr Capital Value: €856,970
10-yr Capital Value: €993,463
Brixfox Score: 48.2 / 100
Comparable Properties: 7
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€834,036

+12.8% over asking

Asking price€739,230
IMT — Property transfer tax (investment schedule)€44,354
IS — Stamp duty (0.8%)€5,914
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,088
Total acquisition costs€62,606
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€834,036

Gross yield (asking price)

3.7%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 217 m²
Style: contemporary
Condition: new-build
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorsspacious balcony/terrace

Score Breakdown

ROI
3.72
Visual Appeal
9.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.92
Payback Speed
0
STR Suitability
4

Description

Live in comfort and style in the heart of Loulé! Discover this magnificent 3 bedroom villa, located in a quiet condominium, just a few steps from the center of Loulé — ideal for those looking for quality of life, modernity and a privileged location. Property highlights: Ground floor with open space living room and kit

Location

📍 37.1310°N, 8.0230°W

· Loulé/Vilamoura, Algarve, Portugal

Visit Castelo Imobiliária →Listed via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Castelo Imobiliária

Terraced house in São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle · Ref BF-8733 Source verified · Castelo Imobiliária · listed 16 Apr 2026
Asking price · Freehold
$803,511
View original listing
Ownership
Freehold
Bedrooms
3
Built area
217 m²
True net yield
0.9%
≈ $1,743/mo net after costs & tax
5-yr total return (net + appreciation)
8.4% / yr avg
Payback in ~108 yrs from rent
Brixfox Score 48 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: new-build

Description

Live in comfort and style in the heart of Loulé! Discover this magnificent 3 bedroom villa, located in a quiet condominium, just a few steps from the center of Loulé — ideal for those looking for quality of life, modernity and a privileged location. Property highlights: Ground floor with open space living room and kit

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$269/night
50% ($124)Brixfox estimate($269/night)200% ($495)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Indicative
Yearly income
$18,535
Likely range $11,121 – $25,949
Airbnb data$269/night · 39% occupancy
Rental income
$269/night · 39% occ.
$35,645
Running costs (20%)
Utilities, cleaning, maintenance
-$7,129
Income tax (10%)
Indonesian rental income tax
-$9,980
Property tax
Annual property tax
-$0
Net income
2.3% ROI
$18,535

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

0.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.3%
2.0%
Fully-managed
1.3%
0.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

3.9%

Annual Revenue

$35,645

Income Tax / yr

$3,118

Payback

—

True All-In Cost
Asking price$803,511
IMT — transfer tax (non-resident 7.5%)$60,263
Stamp duty (0.8%)$6,428
Notary + registry$2,174
Legal$9,884
Furnishing + STR launch$27,174
All-in cost$909,434

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.7M$2.8M$1.8M$923K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $739K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$899K
+22%
Rental Income
+$91K
Total Position
$990K
+34%
6.0%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$195K
Total Position
$1.3M
+74%
5.7%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$458K
Total Position
$2.1M
+181%
5.3%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$811K
Total Position
$3.2M
+334%
5.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$247 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $247 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.6%
$1,718/mo
40% occ.
3.4%
$2,291/mo
current
39% occ.
3.4%
$2,246/mo
current
49% occ.
4.2%
$2,818/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.