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Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé
Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 2Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 3Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 4Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 5
Grade Cvillabudget

Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé

Loulé/Vilamoura · Golden Triangle ·

€79,500

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

0.7%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €10,812/yr
Average Daily Rate: €58
-54.0% vs area baselineImage quality 2/10 (-15%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 237.4 years
5-yr Capital Value: €92,162
10-yr Capital Value: €106,841
Brixfox Score: 38.4 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€192,531

+142.2% over asking

Asking price€79,500
IMT — Property transfer tax (investment schedule)€795
IS — Stamp duty (0.8%)€636
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,500
Total acquisition costs€4,181
Renovation (est. €900/m² × 100 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€90,000
(€70,000–€110,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€192,531

Gross yield (asking price)

13.6%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 100 m²
Style: dated
Condition: needs-renovation
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
1.68
Visual Appeal
2.2
Ownership Security
13
Location
8.4
Land & Space
4
Rental Demand
5.12
Payback Speed
0
STR Suitability
4

Description

Property Identification: ZMPT586615 Fantastic Independent House with 100m2 to renovate in Santa Margarida, Alte. With a project approved by the City Council. The House has electricity, sewage, and public water supply. The house has a magnificent, unobstructed view of the Algarve mountains. It is less than 10 minutes f

Location

📍 37.2372°N, 8.1847°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on ZOME Albufeira →Listed via Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
ZOME Albufeira
2-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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2-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé

Loulé/Vilamoura · Golden Triangle · Ref BF-8841 Source verified · ZOME Albufeira · listed 2 Jun 2026
Asking price · Freehold
$86,413
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
100 m²
True net yield
0.4%
≈ $532/mo net after costs & tax
5-yr total return (net + appreciation)
14.6% / yr avg
Payback in ~237 yrs from rent
Brixfox Score 38 · C

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: F
Condition: needs-renovation

Description

Property Identification: ZMPT586615 Fantastic Independent House with 100m2 to renovate in Santa Margarida, Alte. With a project approved by the City Council. The House has electricity, sewage, and public water supply. The house has a magnificent, unobstructed view of the Algarve mountains. It is less than 10 minutes f

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$81/night
50% ($37)Brixfox estimate($81/night)200% ($150)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Indicative
Yearly income
$7,324
Likely range $4,395 – $10,253
Airbnb data$81/night · 51% occupancy
Rental income
$81/night · 51% occ.
$14,084
Running costs (20%)
Utilities, cleaning, maintenance
-$2,817
Income tax (10%)
Indonesian rental income tax
-$3,943
Property tax
Annual property tax
-$0
Net income
8.5% ROI
$7,324

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

0.4%

on all-in cost of $126,945

Scenario
Pre-tax
After-tax
Owner-managed
5.0%
4.1%
Fully-managed
1.4%
0.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.1%

Annual Revenue

$14,084

Income Tax / yr

$1,233

Payback

—

True All-In Cost
Asking price$86,413
IMT — transfer tax (non-resident 7.5%)$6,482
Stamp duty (0.8%)$691
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$126,945

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$665K$499K$333K$166K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $80K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$97K
+22%
Rental Income
+$36K
Total Position
$132K
+67%
10.8%/yr
Year 10
Capital Value
$118K
+48%
Rental Income
+$77K
Total Position
$195K
+145%
9.4%/yr
Year 20
Capital Value
$174K
+119%
Rental Income
+$181K
Total Position
$355K
+347%
7.8%/yr
Year 30
Capital Value
$258K
+224%
Rental Income
+$321K
Total Position
$578K
+628%
6.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.5% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Average
$75 per night
Visual Appeal
Weak
1/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.5% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
7.5%
$541/mo
41% occ.
9.9%
$714/mo
51% occ.
12.3%
$887/mo
current
61% occ.
14.7%
$1,061/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.