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Detached house in Centro Oeste da Cidade de Loulé, São Sebastião
Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 2Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 3Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 4Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 5
Grade A+villaluxury

Detached house in Centro Oeste da Cidade de Loulé, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€1.3M

Asking Price (EUR)

10.2%

True Net Yield (Owner, all-in)

7.4%

True Net Yield (Managed, all-in)

12.1%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €175,313/yr
Average Daily Rate: €901
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 12.6 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.7M
Brixfox Score: 85.9 / 100
Comparable Properties: 11
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+16.1% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €55/m² × 278 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,290
(€8,340–€22,240)
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

14.0%

True gross yield (all-in)

12.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 278 m²
Land: 4000 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolmature gardenstraditional white-washed architecture

Score Breakdown

ROI
24.92
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.33
Payback Speed
5
STR Suitability
4

Description

Price Recently Reduced From 1.425 Euros To 1.250.000 Euros. Fabulous three bedroom traditional renovated quinta with a separate one bedroom guest annexe, conveniently situated between Boliqueime and Loulé. Set on a generous plot of over 4,000sqm, this delightful property comprises a spacious single-storey main house, d

Location

📍 37.0770°N, 8.1170°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on XP | Chestertons →Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
XP | Chestertons
4-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Centro Oeste da Cidade de Loulé, São Sebastião

Loulé/Vilamoura · Golden Triangle · Ref BF-9431 Source verified · XP | Chestertons · listed 2 Jun 2026
Asking price · Freehold
$1,358,696
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
278 m²
Land
4000 m²
True net yield
8.0%
≈ $16,029/mo net after costs & tax
5-yr total return (net + appreciation)
14.9% / yr avg
Payback in ~13 yrs from rent
Brixfox Score 86 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1986
Energy: B-
Condition: good

Description

Price Recently Reduced From 1.425 Euros To 1.250.000 Euros. Fabulous three bedroom traditional renovated quinta with a separate one bedroom guest annexe, conveniently situated between Boliqueime and Loulé. Set on a generous plot of over 4,000sqm, this delightful property comprises a spacious single-storey main house, d

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,267/night
50% ($583)Brixfox estimate($1,267/night)200% ($2332)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$118,748
Likely range $71,249 – $166,247
Airbnb data$1,267/night · 53% occupancy
Rental income
$1,267/night · 53% occ.
$228,361
Running costs (20%)
Utilities, cleaning, maintenance
-$45,672
Income tax (10%)
Indonesian rental income tax
-$63,941
Property tax
Annual property tax
-$0
Net income
8.7% ROI
$118,748

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
12.7%
11.4%
Fully-managed
9.3%
8.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.1%

Annual Revenue

$228,361

Income Tax / yr

$19,982

Payback

13 yrs

True All-In Cost
Asking price$1,358,696
IMT — transfer tax (non-resident 7.5%)$101,902
Stamp duty (0.8%)$10,870
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,514,185

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$10.6M$8.0M$5.3M$2.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$580K
Total Position
$2.1M
+68%
10.9%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$1.3M
Total Position
$3.1M
+148%
9.5%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$2.9M
Total Position
$5.7M
+354%
7.9%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$5.2M
Total Position
$9.3M
+640%
6.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.7% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$1166 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
4000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.7% — outperforms most villas in this market
Premium nightly rate of $1166 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
7.9%
$8,991/mo
43% occ.
10.3%
$11,689/mo
53% occ.
12.7%
$14,387/mo
current
63% occ.
15.1%
$17,086/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.