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Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé
Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé — image 2Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé — image 3Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé — image 4Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé — image 5
Grade B+villamid-range

Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€645,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

20%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,373/yr
Average Daily Rate: €720
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 28.5 years
5-yr Capital Value: €747,732
10-yr Capital Value: €866,826
Brixfox Score: 66.4 / 100
Comparable Properties: 5
Data Confidence: 57%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€753,835

+16.9% over asking

Asking price€645,000
IMT — Property transfer tax (investment schedule)€38,700
IS — Stamp duty (0.8%)€5,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,675
Total acquisition costs€54,785
Renovation (est. €55/m² × 300 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,500
(€9,000–€24,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€753,835

Gross yield (asking price)

8.0%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 300 m²
Land: 2773 m²
Style: portuguese-traditional
Condition: good
Year Built: 2020
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional white facadeterraced gardenoutdoor umbrellas

Score Breakdown

ROI
13.29
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
1.95
Payback Speed
2
STR Suitability
4

Description

Welcome to your serene retreat in the heart of Benafim's picturesque countryside. This captivating 4-bedroom with 4 bathrooms offers an unparalleled blend of tranquillity and breathtaking natural vistas, providing an idyllic escape from the hustle and bustle of city life. As you enter, you're greeted by a sense of

Location

📍 37.2485°N, 8.1188°W

· Loulé/Vilamoura, Algarve, Portugal

Visit CENTURY 21 Oceanic →Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
CENTURY 21 Oceanic
4-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
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4-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house, Cam. da Portela, 1, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle · Ref BF-9571 Source verified · CENTURY 21 Oceanic · listed 2 Jun 2026
Asking price · Freehold
$701,087
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
300 m²
Land
2773 m²
True net yield
3.5%
≈ $4,171/mo net after costs & tax
5-yr total return (net + appreciation)
11.1% / yr avg
Payback in ~29 yrs from rent
Brixfox Score 66 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 2020
Energy: C
Condition: good

Description

Welcome to your serene retreat in the heart of Benafim's picturesque countryside. This captivating 4-bedroom with 4 bathrooms offers an unparalleled blend of tranquillity and breathtaking natural vistas, providing an idyllic escape from the hustle and bustle of city life. As you enter, you're greeted by a sense of

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,012/night
50% ($466)Brixfox estimate($1,012/night)200% ($1863)
Occupancy
20%
10%Brixfox estimate(20%)100%

Short-Term Rental

Indicative
Yearly income
$34,765
Likely range $20,859 – $48,672
Airbnb data$1,012/night · 20% occupancy
Rental income
$1,012/night · 20% occ.
$66,857
Running costs (20%)
Utilities, cleaning, maintenance
-$13,371
Income tax (10%)
Indonesian rental income tax
-$18,720
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$34,765

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.5%

on all-in cost of $797,249

Scenario
Pre-tax
After-tax
Owner-managed
6.3%
5.5%
Fully-managed
4.2%
3.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.4%

Annual Revenue

$66,857

Income Tax / yr

$5,850

Payback

29 yrs

True All-In Cost
Asking price$701,087
IMT — transfer tax (non-resident 7.5%)$52,582
Stamp duty (0.8%)$5,609
Notary + registry$2,174
Legal$8,624
Furnishing + STR launch$27,174
All-in cost$797,249

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $645K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$785K
+22%
Rental Income
+$170K
Total Position
$955K
+48%
8.2%/yr
Year 10
Capital Value
$955K
+48%
Rental Income
+$367K
Total Position
$1.3M
+105%
7.4%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$859K
Total Position
$2.3M
+252%
6.5%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.5M
Total Position
$3.6M
+460%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Weak
20% average occupancy
Nightly Rate
Strong
$931 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2773 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $931 — positioned in the top tier
Generous 2773 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
11.1%
$6,467/mo
40% occ.
14.8%
$8,622/mo
20% occ.
7.2%
$4,212/mo
current
30% occ.
10.9%
$6,368/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.