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Detached house in
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Grade Avillamid-range

Detached house in

Lagoa/Carvoeiro · Central Algarve ·

€1.9M

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

5.2%

True Net Yield (Managed, all-in)

8.7%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €185,428/yr
Average Daily Rate: €954
+8.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 18.4 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.5M
Brixfox Score: 82.4 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.1M

+12.3% over asking

Asking price€1.9M
IMT — Property transfer tax (investment schedule)€141,750
IS — Stamp duty (0.8%)€15,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€28,350
Total acquisition costs€186,470
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€2.1M

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 292 m²
Land: 9140 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone retaining wallswooden pool decksolar water heater

Score Breakdown

ROI
19.35
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.33
Payback Speed
4
STR Suitability
4

Description

Unique property featuring a 3-bedroom house and an independent guest house, with an approved rural tourism project, swimming pool, and parking Excellent income potential Set on a 9,140 m² plot, this property stands out for its exceptional development potential, bringing together three rare elements in one place: a ren

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit ORO ALGARVE | LUXURY REAL ESTATE →Listed via Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
ORO ALGARVE | LUXURY REAL ESTATE
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in

Lagoa/Carvoeiro · Central Algarve · Ref BF-18288 Source verified · ORO ALGARVE | LUXURY REAL ESTATE · listed 3 May 2026
Asking price · Freehold
$2,054,348
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
3
Built area
292 m²
Land
9140 m²
True net yield
5.5%
≈ $16,616/mo net after costs & tax
5-yr total return (net + appreciation)
11.6% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 82 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: excellent

Description

Unique property featuring a 3-bedroom house and an independent guest house, with an approved rural tourism project, swimming pool, and parking Excellent income potential Set on a 9,140 m² plot, this property stands out for its exceptional development potential, bringing together three rare elements in one place: a ren

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,342/night
50% ($617)Brixfox estimate($1,342/night)200% ($2469)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$125,599
Likely range $75,359 – $175,838
Airbnb data$1,342/night · 53% occupancy
Rental income
$1,342/night · 53% occ.
$241,536
Running costs (20%)
Utilities, cleaning, maintenance
-$48,307
Income tax (10%)
Indonesian rental income tax
-$67,630
Property tax
Annual property tax
-$0
Net income
6.1% ROI
$125,599

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.8%
7.9%
Fully-managed
6.4%
5.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.7%

Annual Revenue

$241,536

Income Tax / yr

$21,135

Payback

18 yrs

True All-In Cost
Asking price$2,054,348
IMT — transfer tax (non-resident 7.5%)$154,076
Stamp duty (0.8%)$16,435
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,267,576

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$13.4M$10.0M$6.7M$3.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.9M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.3M
+22%
Rental Income
+$613K
Total Position
$2.9M
+54%
9.0%/yr
Year 10
Capital Value
$2.8M
+48%
Rental Income
+$1.3M
Total Position
$4.1M
+118%
8.1%/yr
Year 20
Capital Value
$4.1M
+119%
Rental Income
+$3.1M
Total Position
$7.2M
+283%
7.0%/yr
Year 30
Capital Value
$6.1M
+224%
Rental Income
+$5.5M
Total Position
$11.6M
+515%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$1234 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
9140 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1234 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 9140 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
5.6%
$9,504/mo
43% occ.
7.2%
$12,361/mo
53% occ.
8.9%
$15,217/mo
current
63% occ.
10.6%
$18,074/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.