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Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Grade B+villamid-range

Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€895,000

Asking Price (EUR)

7.7%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €97,522/yr
Average Daily Rate: €554
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 17.6 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 74.7 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.7% over asking

Asking price€895,000
IMT — Property transfer tax (investment schedule)€53,700
IS — Stamp duty (0.8%)€7,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,425
Total acquisition costs€75,535
Renovation (est. €55/m² × 286 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,730
(€8,580–€22,880)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

10.9%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 286 m²
Style: portuguese-traditional
Condition: good
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

red-tiled-roofsarched-windowsterraced-outdoor-spacescovered-carport

Score Breakdown

ROI
20.07
Visual Appeal
12.2
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.82
Payback Speed
4
STR Suitability
4

Description

For sale in Carvoeiro, 4 bedroom villa with garage and pool For Sale, Algarve, Carvoeiro Vale d’el Rei spacious 4 bed villa on large plot close to Praia da Marinha and Benagil with countryside views This very spacious villa of 286m2 sits on a private, plot of 7,680m2 in a countryside location on the outskirts of Carvo

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit Sampson Property →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 1
Sampson Property

Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4340 Source verified · Sampson Property · listed 1 May 2026
Asking price · Freehold
$972,826
View original listing
Ownership
Freehold
Bedrooms
4
Built area
286 m²
True net yield
5.7%
≈ $8,569/mo net after costs & tax
5-yr total return (net + appreciation)
12.3% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 75 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

For sale in Carvoeiro, 4 bedroom villa with garage and pool For Sale, Algarve, Carvoeiro Vale d’el Rei spacious 4 bed villa on large plot close to Praia da Marinha and Benagil with countryside views This very spacious villa of 286m2 sits on a private, plot of 7,680m2 in a countryside location on the outskirts of Carvo

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$779/night
50% ($358)Brixfox estimate($779/night)200% ($1433)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$66,029
Likely range $39,617 – $92,440
Airbnb data$779/night · 48% occupancy
Rental income
$779/night · 48% occ.
$126,978
Running costs (20%)
Utilities, cleaning, maintenance
-$25,396
Income tax (10%)
Indonesian rental income tax
-$35,554
Property tax
Annual property tax
-$0
Net income
6.8% ROI
$66,029

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.4%
8.4%
Fully-managed
6.7%
5.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.6%

Annual Revenue

$126,978

Income Tax / yr

$11,111

Payback

18 yrs

True All-In Cost
Asking price$972,826
IMT — transfer tax (non-resident 7.5%)$72,962
Stamp duty (0.8%)$7,783
Notary + registry$2,174
Legal$11,966
Furnishing + STR launch$27,174
All-in cost$1,094,885

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.7M$5.0M$3.3M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $895K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$323K
Total Position
$1.4M
+58%
9.5%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$696K
Total Position
$2.0M
+126%
8.5%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.6M
Total Position
$3.6M
+301%
7.2%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$2.9M
Total Position
$5.8M
+547%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.8% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$717 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $717 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$4,976/mo
40% occ.
8.2%
$6,635/mo
48% occ.
9.9%
$8,000/mo
current
58% occ.
11.9%
$9,658/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.