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Detached house in Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€649,500

Asking Price (EUR)

8.2%

True Net Yield (Owner, all-in)

5.8%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,012/yr
Average Daily Rate: €428
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 16.7 years
5-yr Capital Value: €752,949
10-yr Capital Value: €872,874
Brixfox Score: 76.5 / 100
Comparable Properties: 7
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€756,809

+16.5% over asking

Asking price€649,500
IMT — Property transfer tax (investment schedule)€38,970
IS — Stamp duty (0.8%)€5,196
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,743
Total acquisition costs€55,159
Renovation (est. €55/m² × 220 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,100
(€6,600–€17,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€756,809

Gross yield (asking price)

11.9%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 220 m²
Land: 400 m²
Style: portuguese-traditional
Condition: good
Year Built: 1991
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched covered terracetraditional tiled roofstone patio around pool

Score Breakdown

ROI
20.97
Visual Appeal
10.2
Ownership Security
13
Location
10.56
Land & Space
8.82
Rental Demand
4.93
Payback Speed
4
STR Suitability
4

Description

Villa T4, Carvoeiro, Algarve. Come and explore this traditional house in a residential area in Carvoeiro, just 5 minutes from the beaches. This property presents an excellent opportunity for permanent residence or as your holiday home in the Algarve. Upon entering the spacious entrance hall, you´ll find 1 bedroom, a

Location

📍 37.1346°N, 8.4512°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Casaibéria Mediação Imobiliária Lda. →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Casaibéria Mediação Imobiliária Lda.
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4510 Source verified · Casaibéria Mediação Imobiliária Lda. · listed 3 Jun 2026
Asking price · Freehold
$705,978
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
220 m²
Land
400 m²
True net yield
6.0%
≈ $6,703/mo net after costs & tax
5-yr total return (net + appreciation)
12.9% / yr avg
Payback in ~17 yrs from rent
Brixfox Score 77 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1991
Energy: D
Condition: good

Description

Villa T4, Carvoeiro, Algarve. Come and explore this traditional house in a residential area in Carvoeiro, just 5 minutes from the beaches. This property presents an excellent opportunity for permanent residence or as your holiday home in the Algarve. Upon entering the spacious entrance hall, you´ll find 1 bedroom, a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$602/night
50% ($277)Brixfox estimate($602/night)200% ($1107)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$52,149
Likely range $31,289 – $73,008
Airbnb data$602/night · 49% occupancy
Rental income
$602/night · 49% occ.
$100,286
Running costs (20%)
Utilities, cleaning, maintenance
-$20,057
Income tax (10%)
Indonesian rental income tax
-$28,080
Property tax
Annual property tax
-$0
Net income
7.4% ROI
$52,149

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.0%
8.9%
Fully-managed
7.1%
6.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.5%

Annual Revenue

$100,286

Income Tax / yr

$8,775

Payback

17 yrs

True All-In Cost
Asking price$705,978
IMT — transfer tax (non-resident 7.5%)$52,949
Stamp duty (0.8%)$5,648
Notary + registry$2,174
Legal$8,684
Furnishing + STR launch$27,174
All-in cost$802,605

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$790K
+22%
Rental Income
+$255K
Total Position
$1.0M
+61%
10.0%/yr
Year 10
Capital Value
$961K
+48%
Rental Income
+$550K
Total Position
$1.5M
+133%
8.8%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.3M
Total Position
$2.7M
+318%
7.4%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$2.3M
Total Position
$4.4M
+576%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$554 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $554 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$3,844/mo
40% occ.
8.7%
$5,125/mo
49% occ.
10.7%
$6,318/mo
current
59% occ.
12.9%
$7,599/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.