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Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Avillaluxury

Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.4M

Asking Price (EUR)

7.4%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

8.9%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €240,219/yr
Average Daily Rate: €1156
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 17.6 years
5-yr Capital Value: €2.8M
10-yr Capital Value: €3.2M
Brixfox Score: 84.9 / 100
Comparable Properties: 6
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+12.8% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

10.0%

True gross yield (all-in)

8.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 300 m²
Land: 2004 m²
Style: modern
Condition: excellent
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolmultiple outdoor lounge areassea viewlarge glass doors for indoor-outdoor living

Score Breakdown

ROI
20.04
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.69
Payback Speed
4
STR Suitability
4

Description

Situated in the sought-after Carvoeiro Clube, this outstanding contemporary villa offers the perfect blend of space, comfort and Algarve lifestyle. With 300 sqm of living area set on a generous 2,004 sqm plot, this property benefits from full privacy while remaining within walking distance of Carvoeiro Tennis Club and

Location

📍 37.1054°N, 8.4807°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Spy Manor Real Estate →Listed via Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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5-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4820 Source verified · Spy Manor Real Estate · listed 2 Jun 2026
Asking price · Freehold
$2,608,696
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
6
Built area
300 m²
Land
2004 m²
True net yield
5.7%
≈ $21,747/mo net after costs & tax
5-yr total return (net + appreciation)
11.8% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 85 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: A
Condition: excellent

Description

Situated in the sought-after Carvoeiro Clube, this outstanding contemporary villa offers the perfect blend of space, comfort and Algarve lifestyle. With 300 sqm of living area set on a generous 2,004 sqm plot, this property benefits from full privacy while remaining within walking distance of Carvoeiro Tennis Club and

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,629/night
50% ($749)Brixfox estimate($1,629/night)200% ($2998)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$163,029
Likely range $97,817 – $228,240
Airbnb data$1,629/night · 57% occupancy
Rental income
$1,629/night · 57% occ.
$313,517
Running costs (20%)
Utilities, cleaning, maintenance
-$62,703
Income tax (10%)
Indonesian rental income tax
-$87,785
Property tax
Annual property tax
-$0
Net income
6.2% ROI
$163,029

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

5.7%

on all-in cost of $2,867,935

Scenario
Pre-tax
After-tax
Owner-managed
9.1%
8.1%
Fully-managed
6.6%
5.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.9%

Annual Revenue

$313,517

Income Tax / yr

$27,433

Payback

18 yrs

True All-In Cost
Asking price$2,608,696
IMT — transfer tax (non-resident 7.5%)$195,652
Stamp duty (0.8%)$20,870
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,867,935

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$17.2M$12.9M$8.6M$4.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$796K
Total Position
$3.7M
+55%
9.1%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$1.7M
Total Position
$5.3M
+120%
8.2%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$4.0M
Total Position
$9.3M
+287%
7.0%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$7.1M
Total Position
$14.9M
+522%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$1499 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
2004 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1499 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 2004 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
5.9%
$12,814/mo
47% occ.
7.5%
$16,283/mo
57% occ.
9.1%
$19,752/mo
current
67% occ.
10.7%
$23,221/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.