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Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade C+villamid-range

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€480,000

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,805/yr
Average Daily Rate: €123
Payback Period: 87.6 years
5-yr Capital Value: €556,452
10-yr Capital Value: €645,080
Brixfox Score: 46.3 / 100
Comparable Properties: 91
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€544,310

+13.4% over asking

Asking price€480,000
IMT — Property transfer tax (investment schedule)€26,230
IS — Stamp duty (0.8%)€3,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,200
Total acquisition costs€38,520
Renovation (est. €55/m² × 78 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,290
(€2,340–€6,240)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€544,310

Gross yield (asking price)

4.8%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 78 m²
Land: 39 m²
Style: portuguese-traditional
Condition: good
Year Built: 2015
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional Portuguese street facadeornate metal bed frametiled flooring

Score Breakdown

ROI
4.56
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
1.29
Rental Demand
5.09
Payback Speed
0
STR Suitability
4

Description

House T1 for sale.

Location

📍 37.1229°N, 8.5215°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on RE/MAX Platina II →Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
RE/MAX Platina II
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Ref BF-4942 Source verified · RE/MAX Platina II · listed 2 Jun 2026
Asking price · Freehold
$521,739
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
78 m²
Land
39 m²
True net yield
1.1%
≈ $1,459/mo net after costs & tax
5-yr total return (net + appreciation)
8.5% / yr avg
Payback in ~88 yrs from rent
Brixfox Score 46 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2015
Energy: B-
Condition: good

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$173/night
50% ($79)Brixfox estimate($173/night)200% ($317)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Indicative
Yearly income
$15,446
Likely range $9,267 – $21,625
Airbnb data$173/night · 51% occupancy
Rental income
$173/night · 51% occ.
$29,704
Running costs (20%)
Utilities, cleaning, maintenance
-$5,941
Income tax (10%)
Indonesian rental income tax
-$8,317
Property tax
Annual property tax
-$0
Net income
3.0% ROI
$15,446

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

1.1%

on all-in cost of $600,809

Scenario
Pre-tax
After-tax
Owner-managed
2.9%
2.5%
Fully-managed
1.6%
1.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.9%

Annual Revenue

$29,704

Income Tax / yr

$2,599

Payback

88 yrs

True All-In Cost
Asking price$521,739
IMT — transfer tax (non-resident 7.5%)$39,130
Stamp duty (0.8%)$4,174
Notary + registry$2,174
Legal$6,417
Furnishing + STR launch$27,174
All-in cost$600,809

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.6M$1.9M$1.3M$642K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $480K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$584K
+22%
Rental Income
+$75K
Total Position
$659K
+37%
6.6%/yr
Year 10
Capital Value
$711K
+48%
Rental Income
+$163K
Total Position
$873K
+82%
6.2%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$382K
Total Position
$1.4M
+199%
5.6%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$676K
Total Position
$2.2M
+365%
5.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Good
$159 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
39 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
2.6%
$1,137/mo
41% occ.
3.5%
$1,504/mo
51% occ.
4.3%
$1,871/mo
current
61% occ.
5.1%
$2,239/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.