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Detached house in Urbanização Serra e Mar, 65, Ferragudo
Detached house in Urbanização Serra e Mar, 65, Ferragudo — image 2Detached house in Urbanização Serra e Mar, 65, Ferragudo — image 3Detached house in Urbanização Serra e Mar, 65, Ferragudo — image 4Detached house in Urbanização Serra e Mar, 65, Ferragudo — image 5
Grade Avillamid-range

Detached house in Urbanização Serra e Mar, 65, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€1.3M

Asking Price (EUR)

7.7%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €133,860/yr
Average Daily Rate: €613
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has countryside (+10%)
Payback Period: 17.2 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.7M
Brixfox Score: 81.4 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+14.6% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €55/m² × 345 m²)
Light touch-ups — paint, fixtures, deep clean.		€18,975
(€10,350–€27,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

10.7%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 345 m²
Land: 2500 m²
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: C
Private Pool
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tileswooden pergola over outdoor diningthatched umbrella by pool

Score Breakdown

ROI
20.46
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.98
Payback Speed
4
STR Suitability
4

Description

Located in the prestigious Serra e Mar residential area, this exclusive single-storey villa offers the perfect balance of privacy, comfort, and sophistication, in one of the Algarve’s most peaceful and sought-after locations. Set on a fully fenced and beautifully landscaped 2,500 m² plot, the property features 292 m²

Location

📍 37.1294°N, 8.5204°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Urbanização Serra e Mar, 65, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-66718 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$1,358,696
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
345 m²
Land
2500 m²
True net yield
5.8%
≈ $11,935/mo net after costs & tax
5-yr total return (net + appreciation)
12.2% / yr avg
Payback in ~17 yrs from rent
Brixfox Score 81 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2009
Energy: C
Condition: good
View: countryside

Description

Located in the prestigious Serra e Mar residential area, this exclusive single-storey villa offers the perfect balance of privacy, comfort, and sophistication, in one of the Algarve’s most peaceful and sought-after locations. Set on a fully fenced and beautifully landscaped 2,500 m² plot, the property features 292 m²

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$863/night
50% ($397)Brixfox estimate($863/night)200% ($1588)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Indicative
Yearly income
$90,678
Likely range $54,407 – $126,950
Airbnb data$863/night · 60% occupancy
Rental income
$863/night · 60% occ.
$174,382
Running costs (20%)
Utilities, cleaning, maintenance
-$34,876
Income tax (10%)
Indonesian rental income tax
-$48,827
Property tax
Annual property tax
-$0
Net income
6.7% ROI
$90,678

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.5%
8.4%
Fully-managed
6.8%
5.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.5%

Annual Revenue

$174,382

Income Tax / yr

$15,259

Payback

17 yrs

True All-In Cost
Asking price$1,358,696
IMT — transfer tax (non-resident 7.5%)$101,902
Stamp duty (0.8%)$10,870
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,514,185

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$9.2M$6.9M$4.6M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$443K
Total Position
$2.0M
+57%
9.5%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$956K
Total Position
$2.8M
+125%
8.4%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$2.2M
Total Position
$5.0M
+298%
7.2%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$4.0M
Total Position
$8.0M
+542%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.7% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$794 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $794 — positioned in the top tier
Generous 2500 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
6.5%
$7,310/mo
50% occ.
8.1%
$9,148/mo
60% occ.
9.7%
$10,985/mo
current
70% occ.
11.3%
$12,823/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.