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Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Grade B+villaluxury

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €108,485/yr
Average Daily Rate: €607
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has garden (+10%), Luxury finish (+8%)
Payback Period: 25.1 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 69.6 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+14.4% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,250
IS — Stamp duty (0.8%)€11,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,850
Total acquisition costs€137,470
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 388 m²
Style: portuguese-traditional
Condition: excellent
Private Pool
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolterraced garden with stepsspacious outdoor living areas

Score Breakdown

ROI
14.97
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.9
Payback Speed
2
STR Suitability
4

Description

For sale 4 bedroom villa on large plot in Carvoeiro Clube For sale in the highly sought-after Carvoeiro Clube, this spacious four-bedroom detached villa offers a rare opportunity to acquire a substantial property set within one of the largest private plots in the area, extending to an impressive 9,618m². With a total

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 1
Idealista.pt

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-66789 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$1,510,870
Ownership
Freehold
Bedrooms
4
Built area
388 m²
True net yield
4.0%
≈ $9,330/mo net after costs & tax
5-yr total return (net + appreciation)
10.4% / yr avg
Payback in ~25 yrs from rent
Brixfox Score 70 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Condition: excellent
View: garden

Description

For sale 4 bedroom villa on large plot in Carvoeiro Clube For sale in the highly sought-after Carvoeiro Clube, this spacious four-bedroom detached villa offers a rare opportunity to acquire a substantial property set within one of the largest private plots in the area, extending to an impressive 9,618m². With a total

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$854/night
50% ($393)Brixfox estimate($854/night)200% ($1570)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$73,430
Likely range $44,058 – $102,801
Airbnb data$854/night · 49% occupancy
Rental income
$854/night · 49% occ.
$141,211
Running costs (20%)
Utilities, cleaning, maintenance
-$28,242
Income tax (10%)
Indonesian rental income tax
-$39,539
Property tax
Annual property tax
-$0
Net income
4.9% ROI
$73,430

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.7%
5.9%
Fully-managed
4.7%
4.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.4%

Annual Revenue

$141,211

Income Tax / yr

$12,355

Payback

25 yrs

True All-In Cost
Asking price$1,510,870
IMT — transfer tax (non-resident 7.5%)$113,315
Stamp duty (0.8%)$12,087
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,678,989

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.9M$6.7M$4.4M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$359K
Total Position
$2.0M
+47%
8.1%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$774K
Total Position
$2.8M
+104%
7.4%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$1.8M
Total Position
$4.9M
+250%
6.5%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$3.2M
Total Position
$7.7M
+456%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$785 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $785 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$5,452/mo
40% occ.
5.8%
$7,269/mo
49% occ.
7.1%
$8,896/mo
current
59% occ.
8.5%
$10,713/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.