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Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro
Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade B+villabudget

Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€280,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,467/yr
Average Daily Rate: €228
-38.0% vs area baselineImage quality 4/10 (-9%), Dated style (-15%), No pool (-12%), Has garden (+10%), Budget finish (-12%)
Payback Period: 17.6 years
5-yr Capital Value: €324,597
10-yr Capital Value: €376,297
Brixfox Score: 67.2 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€458,837

+63.9% over asking

Asking price€280,000
IMT — Property transfer tax (investment schedule)€10,597
IS — Stamp duty (0.8%)€2,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,200
Total acquisition costs€18,287
Renovation (est. €900/m² × 150 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€135,000
(€105,000–€165,000)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€458,837

Gross yield (asking price)

13.7%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 150 m²
Land: 200 m²
Style: dated
Condition: needs-renovation
Energy Certificate: In process
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
20.07
Visual Appeal
6
Ownership Security
13
Location
10.56
Land & Space
4.98
Rental Demand
4.62
Payback Speed
4
STR Suitability
4

Description

Semi-detached house, with 4 bedrooms, 2 bathrooms, common room, kitchen, outdoor patio and garage in a box.

Location

📍 37.1383°N, 8.4501°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by Helena Santos via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in Rua de Che Lagoense, 79, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-67015 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$304,348
Ownership
Freehold
Bedrooms
4
Bathrooms
2
Built area
150 m²
Land
200 m²
True net yield
5.7%
≈ $3,132/mo net after costs & tax
5-yr total return (net + appreciation)
14.1% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 67 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: In process
Condition: needs-renovation
View: garden

Description

Semi-detached house, with 4 bedrooms, 2 bathrooms, common room, kitchen, outdoor patio and garage in a box.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$321/night
50% ($147)Brixfox estimate($321/night)200% ($590)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$26,032
Likely range $15,618 – $36,445
Airbnb data$321/night · 46% occupancy
Rental income
$321/night · 46% occ.
$50,061
Running costs (20%)
Utilities, cleaning, maintenance
-$10,012
Income tax (10%)
Indonesian rental income tax
-$14,017
Property tax
Annual property tax
-$0
Net income
8.6% ROI
$26,032

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.3%
9.2%
Fully-managed
6.9%
5.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

13.8%

Annual Revenue

$50,061

Income Tax / yr

$4,380

Payback

18 yrs

True All-In Cost
Asking price$304,348
IMT — transfer tax (non-resident 7.5%)$22,826
Stamp duty (0.8%)$2,435
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$362,967

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.4M$1.8M$1.2M$589K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $280K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$341K
+22%
Rental Income
+$127K
Total Position
$468K
+67%
10.8%/yr
Year 10
Capital Value
$414K
+48%
Rental Income
+$275K
Total Position
$689K
+146%
9.4%/yr
Year 20
Capital Value
$614K
+119%
Rental Income
+$644K
Total Position
$1.3M
+349%
7.8%/yr
Year 30
Capital Value
$908K
+224%
Rental Income
+$1.1M
Total Position
$2.0M
+631%
6.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$295 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Premium nightly rate of $295 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.1%
$2,048/mo
40% occ.
10.8%
$2,730/mo
46% occ.
12.4%
$3,154/mo
current
56% occ.
15.1%
$3,836/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.