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Detached house in Ferrel, Luz
Detached house in Ferrel, Luz — image 2Detached house in Ferrel, Luz — image 3Detached house in Ferrel, Luz — image 4Detached house in Ferrel, Luz — image 5
Grade A+villaluxury

Detached house in Ferrel, Luz

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

11.7%

True Net Yield (Owner, all-in)

8.6%

True Net Yield (Managed, all-in)

13.8%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €182,421/yr
Average Daily Rate: €808
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 11.0 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 87.8 / 100
Comparable Properties: 12
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+15.3% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€86,250
IS — Stamp duty (0.8%)€9,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,250
Total acquisition costs€113,950
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

15.9%

True gross yield (all-in)

13.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 231 m²
Land: 1620 m²
Style: contemporary
Condition: excellent
Year Built: 2005
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolmodern architectural lineswood decking around poolglass pool fence

Score Breakdown

ROI
25
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.19
Payback Speed
5
STR Suitability
4

Description

4 bedroom villa in Luz, Lagos, Algarve Located in a quiet urbanization, the villa is built on a plot of 1,620m2, with a gross construction area of 419m2, a gross dependent area of 176m2 and a gross private area of 243m2. The ground floor consists of a fully equipped kitchen of around 23m2, a dining room of around 19m

Location

📍 37.1108°N, 8.7309°W

· Lagos, Algarve, Portugal

Visit Garvetur →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Garvetur
4-bedroom freehold villa in Lagos — photo 2 of 5
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4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Ferrel, Luz

Lagos · Western Algarve · Ref BF-1222 Source verified · Garvetur · listed 3 Jun 2026
Asking price · Freehold
$1,250,000
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
231 m²
Land
1620 m²
True net yield
9.1%
≈ $16,801/mo net after costs & tax
5-yr total return (net + appreciation)
15.4% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 88 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2005
Energy: C
Condition: excellent

Description

4 bedroom villa in Luz, Lagos, Algarve Located in a quiet urbanization, the villa is built on a plot of 1,620m2, with a gross construction area of 419m2, a gross dependent area of 176m2 and a gross private area of 243m2. The ground floor consists of a fully equipped kitchen of around 23m2, a dining room of around 19m

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,136/night
50% ($523)Brixfox estimate($1,136/night)200% ($2091)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Indicative
Yearly income
$123,605
Likely range $74,163 – $173,047
Airbnb data$1,136/night · 62% occupancy
Rental income
$1,136/night · 62% occ.
$237,701
Running costs (20%)
Utilities, cleaning, maintenance
-$47,540
Income tax (10%)
Indonesian rental income tax
-$66,556
Property tax
Annual property tax
-$0
Net income
9.9% ROI
$123,605

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

9.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.4%
12.9%
Fully-managed
10.6%
9.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.0%

Annual Revenue

$237,701

Income Tax / yr

$20,799

Payback

11 yrs

True All-In Cost
Asking price$1,250,000
IMT — transfer tax (non-resident 7.5%)$93,750
Stamp duty (0.8%)$10,000
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,396,467

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$10.5M$7.9M$5.3M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$604K
Total Position
$2.0M
+74%
11.7%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$1.3M
Total Position
$3.0M
+161%
10.1%/yr
Year 20
Capital Value
$2.5M
+119%
Rental Income
+$3.1M
Total Position
$5.6M
+385%
8.2%/yr
Year 30
Capital Value
$3.7M
+224%
Rental Income
+$5.4M
Total Position
$9.1M
+695%
7.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.9% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$1045 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1620 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.9% — outperforms most villas in this market
Premium nightly rate of $1045 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
9.7%
$10,135/mo
52% occ.
12.1%
$12,555/mo
62% occ.
14.4%
$14,974/mo
current
72% occ.
16.7%
$17,393/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.