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Detached house in Rua da Igreja, Santo Estêvão
Detached house in Rua da Igreja, Santo Estêvão — image 2Detached house in Rua da Igreja, Santo Estêvão — image 3Detached house in Rua da Igreja, Santo Estêvão — image 4Detached house in Rua da Igreja, Santo Estêvão — image 5
Grade C+villamid-range

Detached house in Rua da Igreja, Santo Estêvão

Tavira · Eastern Algarve ·

€595,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,758/yr
Average Daily Rate: €207
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 81.3 years
5-yr Capital Value: €689,768
10-yr Capital Value: €799,630
Brixfox Score: 54.7 / 100
Comparable Properties: 14
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€686,640

+15.4% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €55/m² × 165 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,075
(€4,950–€13,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€686,640

Gross yield (asking price)

4.5%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 165 m²
Land: 2351 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled roofcovered patio

Score Breakdown

ROI
4.92
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.54
Payback Speed
0
STR Suitability
4

Description

Discover this charming 2-bedroom cottage with guest house, situated in an area where tranquility intertwines with local history and culture. (T2 + T1) Meticulously restored over the last two years by a couple in love with the charm and authenticity of the region. Every detail has been restored respecting the original a

Location

📍 37.1269°N, 7.7145°W

· Tavira, Algarve, Portugal

View this property on Filomena Campos - FC Properties →Listed via Idealista.pt
3-bedroom freehold villa in Tavira — photo 1 of 5
Filomena Campos - FC Properties
3-bedroom freehold villa in Tavira — photo 2 of 5
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3-bedroom freehold villa in Tavira — photo 5 of 5

Detached house in Rua da Igreja, Santo Estêvão

Tavira · Eastern Algarve · Ref BF-12481 Source verified · Filomena Campos - FC Properties · listed 3 Jun 2026
Asking price · Freehold
$646,739
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
165 m²
Land
2351 m²
True net yield
1.2%
≈ $1,776/mo net after costs & tax
5-yr total return (net + appreciation)
7.1% / yr avg
Payback in ~81 yrs from rent
Brixfox Score 55 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

Discover this charming 2-bedroom cottage with guest house, situated in an area where tranquility intertwines with local history and culture. (T2 + T1) Meticulously restored over the last two years by a couple in love with the charm and authenticity of the region. Every detail has been restored respecting the original a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$291/night
50% ($134)Brixfox estimate($291/night)200% ($536)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Indicative
Yearly income
$18,122
Likely range $10,873 – $25,371
Airbnb data$291/night · 35% occupancy
Rental income
$291/night · 35% occ.
$34,850
Running costs (20%)
Utilities, cleaning, maintenance
-$6,970
Income tax (10%)
Indonesian rental income tax
-$9,758
Property tax
Annual property tax
-$0
Net income
2.8% ROI
$18,122

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.9%
2.5%
Fully-managed
1.6%
1.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.7%

Annual Revenue

$34,850

Income Tax / yr

$3,049

Payback

81 yrs

True All-In Cost
Asking price$646,739
IMT — transfer tax (non-resident 7.5%)$48,505
Stamp duty (0.8%)$5,174
Notary + registry$2,174
Legal$7,955
Furnishing + STR launch$27,174
All-in cost$737,722

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.1M$2.3M$1.6M$783K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$89K
Total Position
$812K
+37%
6.4%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$191K
Total Position
$1.1M
+80%
6.1%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$448K
Total Position
$1.8M
+194%
5.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$793K
Total Position
$2.7M
+358%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.8% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$268 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
2351 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $268 — positioned in the top tier
Generous 2351 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$1,861/mo
40% occ.
4.6%
$2,481/mo
35% occ.
4.1%
$2,195/mo
current
45% occ.
5.2%
$2,816/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.