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Detached house in Centro, Quelfes
Detached house in Centro, Quelfes — image 2Detached house in Centro, Quelfes — image 3Detached house in Centro, Quelfes — image 4Detached house in Centro, Quelfes — image 5
Grade Bvillamid-range

Detached house in Centro, Quelfes

Olhão · Eastern Algarve ·

€750,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,058/yr
Average Daily Rate: €263
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 33.3 years
5-yr Capital Value: €869,456
10-yr Capital Value: €1.0M
Brixfox Score: 62.2 / 100
Comparable Properties: 13
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€853,550

+13.8% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€853,550

Gross yield (asking price)

6.9%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 410 m²
Land: 272 m²
Style: contemporary
Condition: new-build
Year Built: 2026
Energy Certificate: Exempt
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

horizontal wood cladding accentsglass railings on balconiesflat roof designlarge windows/sliding doors

Score Breakdown

ROI
11.5
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
5.24
Rental Demand
5.42
Payback Speed
1
STR Suitability
4

Description

Detached new luxury 4-bedroom villa Detached new luxury 4-bedroom villa with basement and private swimming pool, located in a prestigious and quiet residential area in Olhão, just a few minutes from the city centre. In the basement, there is ramp access for vehicles and a large garage, ideal for several cars, storage

Location

📍 37.0464°N, 7.8246°W

· Olhão, Algarve, Portugal

View this property on Vilas Saraiva →Listed via Idealista.pt
4-bedroom freehold villa in Olhão — photo 1 of 5
Vilas Saraiva
4-bedroom freehold villa in Olhão — photo 2 of 5
4-bedroom freehold villa in Olhão — photo 3 of 5
4-bedroom freehold villa in Olhão — photo 4 of 5
4-bedroom freehold villa in Olhão — photo 5 of 5

Detached house in Centro, Quelfes

Olhão · Eastern Algarve · Ref BF-12976 Source verified · Vilas Saraiva · listed 3 Jun 2026
Asking price · Freehold
$815,217
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
1
Built area
410 m²
Land
272 m²
True net yield
3.0%
≈ $4,172/mo net after costs & tax
5-yr total return (net + appreciation)
8.1% / yr avg
Payback in ~33 yrs from rent
Brixfox Score 62 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2026
Energy: Exempt
Condition: new-build

Description

Detached new luxury 4-bedroom villa Detached new luxury 4-bedroom villa with basement and private swimming pool, located in a prestigious and quiet residential area in Olhão, just a few minutes from the city centre. In the basement, there is ramp access for vehicles and a large garage, ideal for several cars, storage

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$370/night
50% ($170)Brixfox estimate($370/night)200% ($681)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Indicative
Yearly income
$35,240
Likely range $21,145 – $49,336
Airbnb data$370/night · 54% occupancy
Rental income
$370/night · 54% occ.
$67,770
Running costs (20%)
Utilities, cleaning, maintenance
-$13,554
Income tax (10%)
Indonesian rental income tax
-$18,975
Property tax
Annual property tax
-$0
Net income
4.3% ROI
$35,240

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.8%
Fully-managed
3.6%
3.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.3%

Annual Revenue

$67,770

Income Tax / yr

$5,929

Payback

33 yrs

True All-In Cost
Asking price$815,217
IMT — transfer tax (non-resident 7.5%)$61,141
Stamp duty (0.8%)$6,522
Notary + registry$2,174
Legal$10,027
Furnishing + STR launch$27,174
All-in cost$922,255

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$172K
Total Position
$1.1M
+45%
7.7%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$372K
Total Position
$1.5M
+98%
7.0%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$871K
Total Position
$2.5M
+235%
6.2%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.5M
Total Position
$4.0M
+430%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$340 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
272 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $340 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
4.0%
$2,694/mo
44% occ.
5.1%
$3,482/mo
54% occ.
6.3%
$4,269/mo
current
64% occ.
7.4%
$5,057/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.