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Terraced house in Moncarapacho e Fuseta, Olhão
Terraced house in Moncarapacho e Fuseta, Olhão — image 2Terraced house in Moncarapacho e Fuseta, Olhão — image 3Terraced house in Moncarapacho e Fuseta, Olhão — image 4Terraced house in Moncarapacho e Fuseta, Olhão — image 5
Grade Bvillamid-range

Terraced house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€285,000

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.7%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,434/yr
Average Daily Rate: €212
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 27.2 years
5-yr Capital Value: €330,393
10-yr Capital Value: €383,016
Brixfox Score: 57.3 / 100
Comparable Properties: 5
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€339,857

+19.2% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation (est. €55/m² × 71 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,905
(€2,130–€5,680)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€339,857

Gross yield (asking price)

10.3%

True gross yield (all-in)

8.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 71 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

corner-buildingbalcony-with-iron-railingtraditional-shutters

Score Breakdown

ROI
13.88
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
3.42
Rental Demand
3.8
Payback Speed
2
STR Suitability
4

Description

Three-story house (ground floor, 1st and 2nd floors) of type T3, with an excellent location in the center of the village of Fuseta. On the ground floor, there is a spacious open-plan living room connected to the kitchen. The first floor consists of two bedrooms and a bathroom. On the second floor, there is a master be

Location

📍 37.0539°N, 7.7480°W

· Olhão, Algarve, Portugal

Listed by GROUP HBC via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

Terraced house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve · Ref BF-13262 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$309,783
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
71 m²
True net yield
3.7%
≈ $2,239/mo net after costs & tax
5-yr total return (net + appreciation)
10.2% / yr avg
Payback in ~27 yrs from rent
Brixfox Score 57 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: E
Condition: good

Description

Three-story house (ground floor, 1st and 2nd floors) of type T3, with an excellent location in the center of the village of Fuseta. On the ground floor, there is a spacious open-plan living room connected to the kitchen. The first floor consists of two bedrooms and a bathroom. On the second floor, there is a master be

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$299/night
50% ($137)Brixfox estimate($299/night)200% ($550)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Indicative
Yearly income
$19,931
Likely range $11,959 – $27,903
Airbnb data$299/night · 38% occupancy
Rental income
$299/night · 38% occ.
$38,328
Running costs (20%)
Utilities, cleaning, maintenance
-$7,666
Income tax (10%)
Indonesian rental income tax
-$10,732
Property tax
Annual property tax
-$0
Net income
6.4% ROI
$19,931

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.7%

on all-in cost of $368,853

Scenario
Pre-tax
After-tax
Owner-managed
7.3%
6.4%
Fully-managed
4.6%
3.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.4%

Annual Revenue

$38,328

Income Tax / yr

$3,353

Payback

27 yrs

True All-In Cost
Asking price$309,783
IMT — transfer tax (non-resident 7.5%)$23,234
Stamp duty (0.8%)$2,478
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$368,853

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$2.1M$1.5M$1.0M$517K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$97K
Total Position
$444K
+56%
9.3%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$210K
Total Position
$632K
+122%
8.3%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$493K
Total Position
$1.1M
+292%
7.1%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$872K
Total Position
$1.8M
+530%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$275 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $275 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 38% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.4%
$1,908/mo
40% occ.
9.9%
$2,544/mo
38% occ.
9.4%
$2,415/mo
current
48% occ.
11.8%
$3,051/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.