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Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade Bvillamid-range

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€630,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.5%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,712/yr
Average Daily Rate: €161
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 36.5 years
5-yr Capital Value: €730,343
10-yr Capital Value: €846,667
Brixfox Score: 62.5 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€718,670

+14.1% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€718,670

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 252 m²
Land: 218 m²
Style: modern
Condition: excellent
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balcony railingsintegrated pool steps

Score Breakdown

ROI
10.59
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
4.64
Rental Demand
7.26
Payback Speed
1
STR Suitability
4

Description

3 bedroom villa with swimming pool and panoramic lift, under construction with completion scheduled for September 2025, located in a quiet area in Moncarapacho. Surrounded by other villas and inserted in a quiet urbanisation, where you can enjoy a quiet and familiar atmosphere. The villa is located next to the centre

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

Visit Garvetur →Listed via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Garvetur
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

Detached house in Moncarapacho

Olhão · Eastern Algarve · Ref BF-13333 Source verified · Garvetur · listed 2 Jun 2026
Asking price · Freehold
$684,783
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
252 m²
Land
218 m²
True net yield
2.7%
≈ $3,330/mo net after costs & tax
5-yr total return (net + appreciation)
8.0% / yr avg
Payback in ~37 yrs from rent
Brixfox Score 63 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: A
Condition: excellent

Description

3 bedroom villa with swimming pool and panoramic lift, under construction with completion scheduled for September 2025, located in a quiet area in Moncarapacho. Surrounded by other villas and inserted in a quiet urbanisation, where you can enjoy a quiet and familiar atmosphere. The villa is located next to the centre

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$227/night
50% ($104)Brixfox estimate($227/night)200% ($417)
Occupancy
73%
10%Brixfox estimate(73%)100%

Short-Term Rental

Indicative
Yearly income
$28,932
Likely range $17,360 – $40,505
Airbnb data$227/night · 73% occupancy
Rental income
$227/night · 73% occ.
$55,639
Running costs (20%)
Utilities, cleaning, maintenance
-$11,128
Income tax (10%)
Indonesian rental income tax
-$15,579
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$28,932

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.1%
4.5%
Fully-managed
3.4%
2.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.1%

Annual Revenue

$55,639

Income Tax / yr

$4,868

Payback

37 yrs

True All-In Cost
Asking price$684,783
IMT — transfer tax (non-resident 7.5%)$51,359
Stamp duty (0.8%)$5,478
Notary + registry$2,174
Legal$8,423
Furnishing + STR launch$27,174
All-in cost$779,390

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.8M$2.9M$1.9M$952K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$141K
Total Position
$908K
+44%
7.6%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$305K
Total Position
$1.2M
+96%
7.0%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$715K
Total Position
$2.1M
+233%
6.2%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.3M
Total Position
$3.3M
+425%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Good
73% average occupancy
Nightly Rate
Strong
$209 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
218 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $209 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

53% occ.
4.4%
$2,539/mo
63% occ.
5.3%
$3,022/mo
73% occ.
6.1%
$3,505/mo
current
83% occ.
7.0%
$3,988/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.