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House in Bensafrim
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Grade C+villabudget

House in Bensafrim

Lagos · Western Algarve ·

€3.5M

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.6%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €109,043/yr
Average Daily Rate: €443
-2.0% vs area baselineImage quality 3/10 (-12%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 64.1 years
5-yr Capital Value: €4.1M
10-yr Capital Value: €4.7M
Brixfox Score: 45.3 / 100
Comparable Properties: 6
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.2M

+19.3% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€262,500
IS — Stamp duty (0.8%)€28,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,500
Total acquisition costs€344,250
Renovation (est. €900/m² × 338 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€304,200
(€236,600–€371,800)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,050
All-in investment (incl. renovation & furnishing)€4.2M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 338 m²
Land: 10 m²
Style: modern
Condition: needs-renovation
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large windowsmulti-level structure

Score Breakdown

ROI
6.24
Visual Appeal
3.6
Ownership Security
13
Location
10.44
Land & Space
0.2
Rental Demand
7.8
Payback Speed
0
STR Suitability
4

Description

Discover Your Dream Home in Lagos: A Luxurious Villa with Unmatched Charm and Convenience Nestled in the heart of Lagos, one of the Algarve's most enchanting cities, this stunning, still under construction, 4-bedroom, 5-bathroom villa is more than just a homeit's a lifestyle. With 255.6 square meters of living space a

Location

📍 37.1553°N, 8.7355°W

· Lagos, Algarve, Portugal

View this property on Luz Villa Sales →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Luz Villa Sales
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
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4-bedroom freehold villa in Lagos — photo 5 of 5

House in Bensafrim

Lagos · Western Algarve · Ref BF-1343 Source verified · Luz Villa Sales · listed 3 Jun 2026
Asking price · Freehold
$3,804,348
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
338 m²
Land
10 m²
True net yield
1.6%
≈ $9,760/mo net after costs & tax
5-yr total return (net + appreciation)
7.8% / yr avg
Payback in ~64 yrs from rent
Brixfox Score 45 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: Not indicated
Condition: needs-renovation

Description

Discover Your Dream Home in Lagos: A Luxurious Villa with Unmatched Charm and Convenience Nestled in the heart of Lagos, one of the Algarve's most enchanting cities, this stunning, still under construction, 4-bedroom, 5-bathroom villa is more than just a homeit's a lifestyle. With 255.6 square meters of living space a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$625/night
50% ($288)Brixfox estimate($625/night)200% ($1150)
Occupancy
78%
10%Brixfox estimate(78%)100%

Short-Term Rental

Indicative
Yearly income
$85,683
Likely range $51,410 – $119,957
Airbnb data$625/night · 78% occupancy
Rental income
$625/night · 78% occ.
$164,775
Running costs (20%)
Utilities, cleaning, maintenance
-$32,955
Income tax (10%)
Indonesian rental income tax
-$46,137
Property tax
Annual property tax
-$0
Net income
2.3% ROI
$85,683

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.6%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.8%
2.5%
Fully-managed
1.9%
1.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.0%

Annual Revenue

$164,775

Income Tax / yr

$14,417

Payback

64 yrs

True All-In Cost
Asking price$3,804,348
IMT — transfer tax (non-resident 7.5%)$285,326
Stamp duty (0.8%)$30,435
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$4,162,826

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$17.4M$13.0M$8.7M$4.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.3M
+22%
Rental Income
+$419K
Total Position
$4.7M
+34%
6.0%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$904K
Total Position
$6.1M
+74%
5.7%/yr
Year 20
Capital Value
$7.7M
+119%
Rental Income
+$2.1M
Total Position
$9.8M
+180%
5.3%/yr
Year 30
Capital Value
$11.4M
+224%
Rental Income
+$3.8M
Total Position
$15.1M
+331%
5.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Strong
78% average occupancy
Nightly Rate
Strong
$575 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
10 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Strong occupancy at 78% — consistent booking demand
Premium nightly rate of $575 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

58% occ.
2.4%
$7,719/mo
68% occ.
2.9%
$9,050/mo
78% occ.
3.3%
$10,381/mo
current
88% occ.
3.7%
$11,712/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.