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Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos
Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos — image 2Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos — image 3Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos — image 4Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos — image 5
Grade Avillamid-range

Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos

Lagos · Western Algarve ·

€980,000

Asking Price (EUR)

9.0%

True Net Yield (Owner, all-in)

6.5%

True Net Yield (Managed, all-in)

10.9%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €121,149/yr
Average Daily Rate: €510
Payback Period: 14.9 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 83.9 / 100
Comparable Properties: 6
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.9% over asking

Asking price€980,000
IMT — Property transfer tax (investment schedule)€58,800
IS — Stamp duty (0.8%)€7,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,700
Total acquisition costs€82,590
Renovation (est. €55/m² × 191 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,505
(€5,730–€15,280)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

12.4%

True gross yield (all-in)

10.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 191 m²
Land: 535 m²
Style: portuguese-traditional
Condition: good
Year Built: 1979
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with sea view potentialtraditional Portuguese architecture

Score Breakdown

ROI
22.4
Visual Appeal
10.8
Ownership Security
13
Location
10.44
Land & Space
11.73
Rental Demand
6.51
Payback Speed
5
STR Suitability
4

Description

Sea View Villa | Investment Opportunity | 3 Independent Units in Prime Lagos Location Converted 5-Bedroom Villa into T3 + T1 + T1 | Plot: 535 m² | Built Area: 191 m² Exceptional Location - 3 min from Praia Dona Ana, 7 min from Lagos Old Town A rare opportunity to acquire a high-potential property in one of the Algarv

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

Visit Verus Praedium →Listed via Idealista.pt
5-bedroom freehold villa in Lagos — photo 1 of 5
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5-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos

Lagos · Western Algarve · Ref BF-1349 Source verified · Verus Praedium · listed 2 Jun 2026
Asking price · Freehold
$1,065,217
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
3
Built area
191 m²
Land
535 m²
True net yield
6.7%
≈ $10,852/mo net after costs & tax
5-yr total return (net + appreciation)
13.2% / yr avg
Payback in ~15 yrs from rent
Brixfox Score 84 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1979
Energy: D
Condition: good

Description

Sea View Villa | Investment Opportunity | 3 Independent Units in Prime Lagos Location Converted 5-Bedroom Villa into T3 + T1 + T1 | Plot: 535 m² | Built Area: 191 m² Exceptional Location - 3 min from Praia Dona Ana, 7 min from Lagos Old Town A rare opportunity to acquire a high-potential property in one of the Algarv

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$717/night
50% ($330)Brixfox estimate($717/night)200% ($1319)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Indicative
Yearly income
$82,061
Likely range $49,236 – $114,885
Airbnb data$717/night · 65% occupancy
Rental income
$717/night · 65% occ.
$157,809
Running costs (20%)
Utilities, cleaning, maintenance
-$31,562
Income tax (10%)
Indonesian rental income tax
-$44,186
Property tax
Annual property tax
-$0
Net income
7.7% ROI
$82,061

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.9%
9.7%
Fully-managed
7.9%
6.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

13.2%

Annual Revenue

$157,809

Income Tax / yr

$13,809

Payback

15 yrs

True All-In Cost
Asking price$1,065,217
IMT — transfer tax (non-resident 7.5%)$79,891
Stamp duty (0.8%)$8,522
Notary + registry$2,174
Legal$13,102
Furnishing + STR launch$27,174
All-in cost$1,196,080

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.8M$5.8M$3.9M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $980K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$401K
Total Position
$1.6M
+63%
10.2%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$865K
Total Position
$2.3M
+136%
9.0%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$2.0M
Total Position
$4.2M
+326%
7.5%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.6M
Total Position
$6.8M
+591%
6.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.7% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$660 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
535 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $660 — positioned in the top tier
Generous 535 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
7.8%
$6,890/mo
55% occ.
9.5%
$8,416/mo
65% occ.
11.2%
$9,942/mo
current
75% occ.
12.9%
$11,469/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.