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Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho
Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho — image 2Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho — image 3Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho — image 4Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho — image 5
Grade C+villabudget

Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho

Olhão · Eastern Algarve ·

€379,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

5.5%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,984/yr
Average Daily Rate: €97
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 48.8 years
5-yr Capital Value: €439,365
10-yr Capital Value: €509,344
Brixfox Score: 53.6 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€437,677

+15.5% over asking

Asking price€379,000
IMT — Property transfer tax (investment schedule)€18,150
IS — Stamp duty (0.8%)€3,032
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,685
Total acquisition costs€28,117
Renovation (est. €55/m² × 152 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,360
(€4,560–€12,160)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€437,677

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 152 m²
Style: portuguese-traditional
Condition: good
Year Built: 1937
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

security-gate

Score Breakdown

ROI
8.17
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
5.04
Rental Demand
7.21
Payback Speed
1
STR Suitability
4

Description

Terraced T2/3 House in the centre of Moncarapacho. Great location. Great condition. Send your email for full details and to arrange viewings.

Location

📍 37.0850°N, 7.7870°W

· Olhão, Algarve, Portugal

Listed by Geoff via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
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3-bedroom freehold villa in Olhão — photo 5 of 5

Terraced house in Rua Capitão José Inácio Mendonça, 36, Moncarapacho

Olhão · Eastern Algarve · Ref BF-13521 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$411,957
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
152 m²
True net yield
2.1%
≈ $1,804/mo net after costs & tax
5-yr total return (net + appreciation)
8.0% / yr avg
Payback in ~49 yrs from rent
Brixfox Score 54 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1937
Energy: Exempt
Condition: good

Description

Terraced T2/3 House in the centre of Moncarapacho. Great location. Great condition. Send your email for full details and to arrange viewings.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$137/night
50% ($63)Brixfox estimate($137/night)200% ($252)
Occupancy
72%
10%Brixfox estimate(72%)100%

Short-Term Rental

Indicative
Yearly income
$17,365
Likely range $10,418 – $24,311
Airbnb data$137/night · 72% occupancy
Rental income
$137/night · 72% occ.
$33,393
Running costs (20%)
Utilities, cleaning, maintenance
-$6,679
Income tax (10%)
Indonesian rental income tax
-$9,350
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$17,365

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.5%
3.9%
Fully-managed
2.7%
2.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.0%

Annual Revenue

$33,393

Income Tax / yr

$2,922

Payback

49 yrs

True All-In Cost
Asking price$411,957
IMT — transfer tax (non-resident 7.5%)$30,897
Stamp duty (0.8%)$3,296
Notary + registry$2,174
Legal$5,067
Furnishing + STR launch$27,174
All-in cost$480,564

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$2.3M$1.7M$1.1M$572K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $379K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$461K
+22%
Rental Income
+$85K
Total Position
$546K
+44%
7.6%/yr
Year 10
Capital Value
$561K
+48%
Rental Income
+$183K
Total Position
$744K
+96%
7.0%/yr
Year 20
Capital Value
$830K
+119%
Rental Income
+$429K
Total Position
$1.3M
+232%
6.2%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$760K
Total Position
$2.0M
+425%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Good
72% average occupancy
Nightly Rate
Good
$126 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

52% occ.
4.4%
$1,520/mo
62% occ.
5.3%
$1,812/mo
72% occ.
6.1%
$2,104/mo
current
82% occ.
7.0%
$2,396/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.