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Terraced house in Bensafrim
Terraced house in Bensafrim — image 2Terraced house in Bensafrim — image 3Terraced house in Bensafrim — image 4Terraced house in Bensafrim — image 5
Grade Cvillabudget

Terraced house in Bensafrim

Lagos · Western Algarve ·

€175,000

Asking Price (EUR)

1.4%

True Net Yield (Owner, all-in)

0.2%

True Net Yield (Managed, all-in)

3.8%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €10,304/yr
Average Daily Rate: €76
-48.0% vs area baselineImage quality 4/10 (-9%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 99.0 years
5-yr Capital Value: €202,873
10-yr Capital Value: €235,185
Brixfox Score: 37.9 / 100
Comparable Properties: 5
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€274,673

+57.0% over asking

Asking price€175,000
IMT — Property transfer tax (investment schedule)€3,548
IS — Stamp duty (0.8%)€1,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,625
Total acquisition costs€8,823
Renovation (est. €900/m² × 80 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€72,000
(€56,000–€88,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€274,673

Gross yield (asking price)

5.9%

True gross yield (all-in)

3.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 80 m²
Land: 40 m²
Style: dated
Condition: needs-renovation
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-clad-exterior-accentswood-burning-stove-fireplace

Score Breakdown

ROI
0
Visual Appeal
5.4
Ownership Security
13
Location
10.44
Land & Space
1.31
Rental Demand
3.71
Payback Speed
0
STR Suitability
4

Description

Excellent investment opportunity in Bensafrim, a house to renovate and generate income. Ideal for a small family looking for tranquility without giving up proximity to the city. With a total area of 80m² distributed over two floors, the ground floor consists of a living room and kitchen. On the first floor, the propert

Location

📍 37.1553°N, 8.7355°W

· Lagos, Algarve, Portugal

Listed by ERA Lagos via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Terraced house in Bensafrim

Lagos · Western Algarve · Ref BF-1353 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$190,217
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
80 m²
Land
40 m²
5-yr total return (net + appreciation)
9.2% / yr avg
Payback in ~99 yrs from rent
Brixfox Score 38 · C

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: E
Condition: needs-renovation

Description

Excellent investment opportunity in Bensafrim, a house to renovate and generate income. Ideal for a small family looking for tranquility without giving up proximity to the city. With a total area of 80m² distributed over two floors, the ground floor consists of a living room and kitchen. On the first floor, the propert

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$107/night
50% ($49)Brixfox estimate($107/night)200% ($197)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Indicative
Yearly income
$6,980
Likely range $4,188 – $9,772
Airbnb data$107/night · 37% occupancy
Rental income
$107/night · 37% occ.
$13,423
Running costs (20%)
Utilities, cleaning, maintenance
-$2,685
Income tax (10%)
Indonesian rental income tax
-$3,758
Property tax
Annual property tax
-$0
Net income
3.7% ROI
$6,980

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

0.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.1%
1.6%
Fully-managed
0.2%
0.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.6%

Annual Revenue

$13,423

Income Tax / yr

$1,175

Payback

—

True All-In Cost
Asking price$190,217
IMT — transfer tax (non-resident 7.5%)$14,266
Stamp duty (0.8%)$1,522
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$239,364

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$1.0M$753K$502K$251K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $175K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$213K
+22%
Rental Income
+$34K
Total Position
$247K
+41%
7.1%/yr
Year 10
Capital Value
$259K
+48%
Rental Income
+$74K
Total Position
$333K
+90%
6.6%/yr
Year 20
Capital Value
$383K
+119%
Rental Income
+$173K
Total Position
$556K
+218%
6.0%/yr
Year 30
Capital Value
$568K
+224%
Rental Income
+$306K
Total Position
$873K
+399%
5.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Average
$99 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
40 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$685/mo
40% occ.
5.8%
$913/mo
37% occ.
5.3%
$846/mo
current
47% occ.
6.8%
$1,074/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.