Launch offer — 3 months free free, no card

Detached house in Rua das Parreiras, Espiche, Luz
Detached house in Rua das Parreiras, Espiche, Luz — image 2Detached house in Rua das Parreiras, Espiche, Luz — image 3Detached house in Rua das Parreiras, Espiche, Luz — image 4Detached house in Rua das Parreiras, Espiche, Luz — image 5
Grade Avillamid-range

Detached house in Rua das Parreiras, Espiche, Luz

Lagos · Western Algarve ·

€890,000

Asking Price (EUR)

12.1%

True Net Yield (Owner, all-in)

8.8%

True Net Yield (Managed, all-in)

14.3%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €145,950/yr
Average Daily Rate: €696
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 10.9 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 76.5 / 100
Comparable Properties: 6
Data Confidence: 73%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.7% over asking

Asking price€890,000
IMT — Property transfer tax (investment schedule)€53,400
IS — Stamp duty (0.8%)€7,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,350
Total acquisition costs€75,120
Renovation (est. €55/m² × 292 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,060
(€8,760–€23,360)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

16.4%

True gross yield (all-in)

14.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 292 m²
Style: portuguese-traditional
Condition: good
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone drivewaynautical-themed pool area decormirrored wardrobe doors

Score Breakdown

ROI
25
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.74
Payback Speed
5
STR Suitability
4

Description

VILLA WITH POOL, 4 BEDROOMS, ESPICHE, LAGOS We present a magnificent villa situated in the picturesque village of Espiche, ideal for those seeking a haven of tranquillity surrounded by nature. With a privileged location, this property is just 5 minutes from the stunning Praia da Luz, 10 minutes from the vibrant city o

Location

📍 37.1022°N, 8.7393°W

· Lagos, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
4-bedroom freehold villa in Lagos — photo 4 of 5
4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua das Parreiras, Espiche, Luz

Lagos · Western Algarve · Ref BF-1369 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$967,391
Ownership
Freehold
Bedrooms
4
Built area
292 m²
True net yield
9.2%
≈ $13,355/mo net after costs & tax
5-yr total return (net + appreciation)
15.7% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 77 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

VILLA WITH POOL, 4 BEDROOMS, ESPICHE, LAGOS We present a magnificent villa situated in the picturesque village of Espiche, ideal for those seeking a haven of tranquillity surrounded by nature. With a privileged location, this property is just 5 minutes from the stunning Praia da Luz, 10 minutes from the vibrant city o

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$979/night
50% ($451)Brixfox estimate($979/night)200% ($1802)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$98,822
Likely range $59,293 – $138,351
Airbnb data$979/night · 57% occupancy
Rental income
$979/night · 57% occ.
$190,042
Running costs (20%)
Utilities, cleaning, maintenance
-$38,008
Income tax (10%)
Indonesian rental income tax
-$53,212
Property tax
Annual property tax
-$0
Net income
10.2% ROI
$98,822

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

9.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.7%
13.2%
Fully-managed
10.7%
9.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.4%

Annual Revenue

$190,042

Income Tax / yr

$16,628

Payback

11 yrs

True All-In Cost
Asking price$967,391
IMT — transfer tax (non-resident 7.5%)$72,554
Stamp duty (0.8%)$7,739
Notary + registry$2,174
Legal$11,899
Furnishing + STR launch$27,174
All-in cost$1,088,932

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.3M$6.2M$4.1M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $890K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$483K
Total Position
$1.6M
+76%
12.0%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$1.0M
Total Position
$2.4M
+165%
10.2%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$2.4M
Total Position
$4.4M
+394%
8.3%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$4.3M
Total Position
$7.2M
+710%
7.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.2% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$901 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.2% — outperforms most villas in this market
Premium nightly rate of $901 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
9.7%
$7,803/mo
47% occ.
12.3%
$9,888/mo
57% occ.
14.9%
$11,974/mo
current
67% occ.
17.4%
$14,059/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.